First

First

38.00
EUR
+0.60
(+1.60%)
3.38EPS
11.47P/E
250.41MMarket Cap
Feb 10Next Earn

Total Valuation

EUR

As of June 30, 2026, First United Corporation carries a market capitalization of 250.41M, placing it among publicly traded companies globally. Its enterprise value stands at 188.05M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap250.41M
Enterprise Value188.05M

Important Dates

First United Corporation's next confirmed earnings release is scheduled for February 10, 2027.

Earnings Date2/10/2027

Share Statistics

As of June 30, 2026, First United Corporation has 6.45M shares outstanding.

Shares Outstanding6.45M

Valuation Ratios

As of June 30, 2026, First United Corporation trades at a trailing price-to-earnings ratio of 11.47. The price-to-sales ratio is 3.07, and the price-to-book ratio stands at 1.35.

PE Ratio11.47
PS Ratio3.07
PB Ratio1.35
P/TBV Ratio1.42
P/FCF Ratio11.08
P/OCF Ratio9.53

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.30 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. First United Corporation trades at an EV/FCF ratio of 8.27, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 188.05M versus a market cap of 250.41M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.30
EV / FCF8.27

Financial Position

These figures are as of June 30, 2026.

Debt / Equity15.04

Financial Efficiency

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Over the twelve months ended June 30, 2026, First United Corporation posted a return on equity (ROE) of 12.42, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.23, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.54, useful for judging operating efficiency across full business cycles. The company generates approximately 241,479.44 in revenue per employee across its workforce of 338.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.42
Return on Assets (ROA)1.23
Return on Capital Employed (ROCE)8.54
Revenue Per Employee241,479.44
Employee Count338.75

Taxes

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Over the twelve months ended June 30, 2026, First United Corporation recorded 7.06M in income tax expense. That works out to an effective tax rate of 24.34, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 28.99M, leaving 21.93M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax7.06M
Effective Tax Rate24.34

Stock Price Statistics

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As of the close on October 16, 2026, First United Corporation's stock has gained approximately 25.83% over the past 52 weeks. The 50-day moving average sits at 37.45, while the 200-day moving average is 32.90.

52-Week Price Change25.83%
50-Day Moving Average37.45
200-Day Moving Average32.90

Income Statement

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Over the twelve months ended June 30, 2026, First United Corporation generated 81.80M in revenue and converted that into 21.93M in net income, yielding earnings per share of 3.38.

Revenue81.80M
Pretax Income28.99M
Net Income21.93M
Earnings Per Share (EPS)3.38

Balance Sheet

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As of June 30, 2026, First United Corporation holds 90.32M in cash and equivalents against 27.96M in total debt, resulting in a net debt position of -47.49M.

Cash & Cash Equivalents90.32M
Total Debt27.96M
Net Debt-47.49M
Equity (Book Value)185.89M
Book Value Per Share28.80

Cash Flow

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First United Corporation produced 26.38M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -3.63M in capital expenditures, free cash flow totaled 22.75M - equivalent to 3.51 per share.

Operating Cash Flow26.38M
Capital Expenditures-3.63M
Free Cash Flow22.75M
FCF Per Share3.51

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin35.44
Profit Margin26.81

Dividends & Yields

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Over the twelve months ended June 30, 2026, First United Corporation paid dividends of 0.88 per share. The dividend payout ratio of 25.87 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.03, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -14.30, meaning First United Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.88
Payout Ratio25.87
Shareholder Yield-14.30
FCF Yield9.03

Stock Splits

First United Corporation's most recent stock split took place on November 28, 2016.

Last Split Date11/28/2016