Olympia Financial Group Inc.

Olympia Financial Group Inc.

71.00
EUR
+1.50
(+2.16%)
4.56EPS
12.36P/E
154.01MMarket Cap
Nov 05Next Earn

Total Valuation

EUR

As of June 30, 2026, Olympia Financial Group Inc. carries a market capitalization of 154.01M, placing it among publicly traded companies globally. Its enterprise value stands at 142.04M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap154.01M
Enterprise Value142.04M

Important Dates

Olympia Financial Group Inc.'s next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, Olympia Financial Group Inc. has 2.41M shares outstanding.

Shares Outstanding2.41M

Valuation Ratios

As of June 30, 2026, Olympia Financial Group Inc. trades at a trailing price-to-earnings ratio of 12.36. The price-to-sales ratio is 2.50, and the price-to-book ratio stands at 5.52.

PE Ratio12.36
PS Ratio2.50
PB Ratio5.52
P/TBV Ratio6.11
P/FCF Ratio10.91
P/OCF Ratio9.71

Enterprise Valuation

As of June 30, 2026, Olympia Financial Group Inc. trades at an EV/EBITDA multiple of 9.53 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 2.55 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 11.01 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Olympia Financial Group Inc. trades at an EV/FCF ratio of 11.12, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 142.04M versus a market cap of 154.01M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.55
EV / EBITDA9.53
EV / EBIT11.01
EV / FCF11.12

Financial Position

As of June 30, 2026, Olympia Financial Group Inc. maintains a current ratio of 3.32, meaning it holds 3.3x the short-term assets needed to cover near-term liabilities.

Current Ratio3.32
Quick Ratio3.19
Debt / Equity22.31
Debt / EBITDA0.42

Financial Efficiency

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Over the twelve months ended June 30, 2026, Olympia Financial Group Inc. posted a return on equity (ROE) of 40.92, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 29.89 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 27.28, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 35.62, useful for judging operating efficiency across full business cycles. The company generates approximately 235,136.54 in revenue per employee across its workforce of 237.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)40.92
Return on Assets (ROA)27.28
Return on Invested Capital (ROIC)29.89
Return on Capital Employed (ROCE)35.62
Revenue Per Employee235,136.54
Employee Count237.25

Taxes

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Over the twelve months ended June 30, 2026, Olympia Financial Group Inc. recorded 3.51M in income tax expense. That works out to an effective tax rate of 26.11, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 13.43M, leaving 11.28M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax3.51M
Effective Tax Rate26.11

Stock Price Statistics

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As of the close on October 21, 2026, Olympia Financial Group Inc.'s stock has gained approximately 6.77% over the past 52 weeks. The 50-day moving average sits at 63.93, while the 200-day moving average is 70.11.

52-Week Price Change6.77%
50-Day Moving Average63.93
200-Day Moving Average70.11

Income Statement

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Over the twelve months ended June 30, 2026, Olympia Financial Group Inc. generated 55.79M in revenue and converted that into 11.28M in net income, yielding earnings per share of 4.56. EBITDA reached 14.91M, while operating income came in at 13.22M.

Revenue55.79M
Gross Profit40.37M
Operating Income13.22M
Pretax Income13.43M
Net Income11.28M
EBITDA14.91M
EBIT12.90M
Earnings Per Share (EPS)4.56

Balance Sheet

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As of June 30, 2026, Olympia Financial Group Inc. holds 18.20M in cash and equivalents against 6.23M in total debt, resulting in a net debt position of -18.20M. Total book value stands at 27.92M, with working capital of 23.90M providing operational flexibility.

Cash & Cash Equivalents18.20M
Total Debt6.23M
Net Debt-18.20M
Equity (Book Value)27.92M
Book Value Per Share11.60
Working Capital23.90M

Cash Flow

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Olympia Financial Group Inc. produced 14.35M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.58M in capital expenditures, free cash flow totaled 12.77M - equivalent to 5.87 per share.

Operating Cash Flow14.35M
Capital Expenditures-1.58M
Free Cash Flow12.77M
FCF Per Share5.87

Margins

Over the twelve months ended June 30, 2026, Olympia Financial Group Inc. posted a gross margin of 72.37, reflecting its pricing power and cost economics. The operating margin of 23.69 and net profit margin of 20.21 provide insight into operational efficiency.

Gross Margin72.37
Operating Margin23.69
Pretax Margin24.07
Profit Margin20.21
EBITDA Margin26.73

Dividends & Yields

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Over the twelve months ended June 30, 2026, Olympia Financial Group Inc. paid dividends of 4.84 per share. The dividend payout ratio of 106.19 exceeds 100%, meaning the company is distributing more than it earns and funding the dividend from cash reserves, asset sales, or borrowing, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.16, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 7.12, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Olympia Financial Group Inc. shareholders.

Dividend Per Share4.84
Payout Ratio106.19
Shareholder Yield7.12
FCF Yield9.16

Scores

As of June 30, 2026, Olympia Financial Group Inc. has an Altman Z-Score of 9.68, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score9.68