MGIC Investment Corporation

MGIC Investment Corporation

26.60
EUR
+0.60
(+2.31%)
2.80EPS
8.71P/E
5.20BMarket Cap
Nov 04Next Earn

Total Valuation

EUR

As of June 30, 2026, MGIC Investment Corporation carries a market capitalization of 5.20B, placing it among publicly traded companies globally. Its enterprise value stands at 597.30M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.20B
Enterprise Value597.30M

Important Dates

MGIC Investment Corporation's next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, MGIC Investment Corporation has 211.49M shares outstanding.

Shares Outstanding211.49M

Valuation Ratios

As of June 30, 2026, MGIC Investment Corporation trades at a trailing price-to-earnings ratio of 8.71. The price-to-sales ratio is 5.16, and the price-to-book ratio stands at 1.19.

PE Ratio8.71
PS Ratio5.16
PB Ratio1.19
P/TBV Ratio1.19
P/FCF Ratio8.81
P/OCF Ratio8.71

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.57 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. MGIC Investment Corporation trades at an EV/FCF ratio of 0.93, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 597.30M versus a market cap of 5.20B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.57
EV / FCF0.93

Financial Position

These figures are as of June 30, 2026.

Debt / Equity12.90

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, MGIC Investment Corporation posted a return on equity (ROE) of 13.92, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 10.83, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.85, useful for judging operating efficiency across full business cycles. The company generates approximately 1.92M in revenue per employee across its workforce of 545.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)13.92
Return on Assets (ROA)10.83
Return on Capital Employed (ROCE)12.85
Revenue Per Employee1.92M
Employee Count545.25

Taxes

EUR

Over the twelve months ended June 30, 2026, MGIC Investment Corporation recorded 154.64M in income tax expense. That works out to an effective tax rate of 19.97, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 774.22M, leaving 619.58M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax154.64M
Effective Tax Rate19.97

Stock Price Statistics

EUR

As of the close on August 4, 2026, MGIC Investment Corporation's stock has gained approximately 16.67% over the past 52 weeks. The 50-day moving average sits at 23.80, while the 200-day moving average is 23.38.

52-Week Price Change16.67%
50-Day Moving Average23.80
200-Day Moving Average23.38

Income Statement

EUR

Over the twelve months ended June 30, 2026, MGIC Investment Corporation generated 1.05B in revenue and converted that into 619.58M in net income, yielding earnings per share of 2.80.

Revenue1.05B
Pretax Income774.22M
Net Income619.58M
Earnings Per Share (EPS)2.80

Balance Sheet

EUR

As of June 30, 2026, MGIC Investment Corporation holds 5.17B in cash and equivalents against 566.21M in total debt, resulting in a net debt position of 384.78M.

Cash & Cash Equivalents5.17B
Total Debt566.21M
Net Debt384.78M
Equity (Book Value)4.39B
Book Value Per Share20.75

Cash Flow

EUR

MGIC Investment Corporation produced 619.73M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.35M in capital expenditures, free cash flow totaled 618.38M - equivalent to 2.82 per share.

Operating Cash Flow619.73M
Capital Expenditures-1.35M
Free Cash Flow618.38M
FCF Per Share2.82

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin73.98
Profit Margin59.20

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, MGIC Investment Corporation paid dividends of 0.54 per share. The dividend payout ratio of 19.02 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 11.36, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 15.33, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to MGIC Investment Corporation shareholders.

Dividend Per Share0.54
Payout Ratio19.02
Shareholder Yield15.33
FCF Yield11.36

Stock Splits

MGIC Investment Corporation's most recent stock split took place on June 3, 1997 with a 1:2 split ratio.

Last Split Date6/3/1997
Split Ratio1:2