OFG Bancorp

As of June 30, 2026, OFG Bancorp carries a market capitalization of 1.81B, placing it among publicly traded companies globally. Its enterprise value stands at 1.57B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

OFG Bancorp's next confirmed earnings release is scheduled for January 28, 2027.

As of June 30, 2026, OFG Bancorp has 42.27M shares outstanding.

As of June 30, 2026, OFG Bancorp trades at a trailing price-to-earnings ratio of 9.60. The price-to-sales ratio is 3.04, and the price-to-book ratio stands at 1.47.

These figures are as of June 30, 2026. The EV/Sales ratio of 2.58 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. OFG Bancorp trades at an EV/FCF ratio of 8.87, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.57B versus a market cap of 1.81B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, OFG Bancorp posted a return on equity (ROE) of 16.08, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.81, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 11.93, useful for judging operating efficiency across full business cycles. The company generates approximately 276,895.15 in revenue per employee across its workforce of 2,200.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, OFG Bancorp recorded 27.68M in income tax expense. That works out to an effective tax rate of 12.55, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 220.64M, leaving 192.96M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on September 29, 2026, OFG Bancorp's stock has gained approximately 18.42% over the past 52 weeks. The 50-day moving average sits at 45.45, while the 200-day moving average is 39.34.

Over the twelve months ended June 30, 2026, OFG Bancorp generated 609.24M in revenue and converted that into 192.96M in net income, yielding earnings per share of 4.44.

As of June 30, 2026, OFG Bancorp holds 654.60M in cash and equivalents against 418.31M in total debt, resulting in a net debt position of -253.12M.

OFG Bancorp produced 196.97M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -19.58M in capital expenditures, free cash flow totaled 177.39M - equivalent to 4.10 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, OFG Bancorp paid dividends of 1.11 per share. The dividend payout ratio of 24.86 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.54, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 11.87, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to OFG Bancorp shareholders.

OFG Bancorp's most recent stock split took place on December 29, 2004 with a 10:11 split ratio.