OP Bancorp

As of June 30, 2026, OP Bancorp carries a market capitalization of 192.06M, placing it among publicly traded companies globally. Its enterprise value stands at 134.58M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

OP Bancorp's next confirmed earnings release is scheduled for October 22, 2026.

As of June 30, 2026, OP Bancorp has 14.89M shares outstanding.

As of June 30, 2026, OP Bancorp trades at a trailing price-to-earnings ratio of 7.56. The price-to-sales ratio is 2.21, and the price-to-book ratio stands at 0.92.

These figures are as of June 30, 2026. The EV/Sales ratio of 1.55 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. OP Bancorp trades at an EV/FCF ratio of 5.69, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 134.58M versus a market cap of 192.06M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, OP Bancorp posted a return on equity (ROE) of 12.80, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.09, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 9.28, useful for judging operating efficiency across full business cycles. The company generates approximately 354,526.93 in revenue per employee across its workforce of 244.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, OP Bancorp recorded 9.80M in income tax expense. That works out to an effective tax rate of 27.88, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 35.14M, leaving 25.34M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on August 5, 2026, OP Bancorp's stock has gained approximately 24.07% over the past 52 weeks. The 50-day moving average sits at 12.61, while the 200-day moving average is 11.85.

Over the twelve months ended June 30, 2026, OP Bancorp generated 86.68M in revenue and converted that into 25.34M in net income, yielding earnings per share of 1.70.

As of June 30, 2026, OP Bancorp holds 153.32M in cash and equivalents against 95.84M in total debt, resulting in a net debt position of -66.11M.

OP Bancorp produced 24.43M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -786,019.40 in capital expenditures, free cash flow totaled 23.64M - equivalent to 1.59 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, OP Bancorp paid dividends of 0.44 per share. The dividend payout ratio of 25.71 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 12.31, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -70.93, meaning OP Bancorp raised more capital through share issuance and new debt than it returned via dividends and buybacks.