Old Second Bancorp, Inc.

As of June 30, 2026, Old Second Bancorp, Inc. carries a market capitalization of 1.03B, placing it among publicly traded companies globally. Its enterprise value stands at 656.23M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Old Second Bancorp, Inc.'s next confirmed earnings release is scheduled for January 27, 2027.

As of June 30, 2026, Old Second Bancorp, Inc. has 50.94M shares outstanding.

As of June 30, 2026, Old Second Bancorp, Inc. trades at a trailing price-to-earnings ratio of 13.04. The price-to-sales ratio is 3.21, and the price-to-book ratio stands at 1.30.

These figures are as of June 30, 2026. The EV/Sales ratio of 2.00 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Old Second Bancorp, Inc. trades at an EV/FCF ratio of 5.27, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 656.23M versus a market cap of 1.03B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Old Second Bancorp, Inc. posted a return on equity (ROE) of 11.40, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.47, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.59, useful for judging operating efficiency across full business cycles. The company generates approximately 323,122.07 in revenue per employee across its workforce of 1,015.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Old Second Bancorp, Inc. recorded 27.85M in income tax expense. That works out to an effective tax rate of 25.61, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 108.75M, leaving 80.90M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Old Second Bancorp, Inc.'s stock has gained approximately 34.21% over the past 52 weeks. The 50-day moving average sits at 19.26, while the 200-day moving average is 17.36.

Over the twelve months ended June 30, 2026, Old Second Bancorp, Inc. generated 328.21M in revenue and converted that into 80.90M in net income, yielding earnings per share of 1.52.

As of June 30, 2026, Old Second Bancorp, Inc. holds 762.62M in cash and equivalents against 389.88M in total debt, resulting in a net debt position of 264.42M.

Old Second Bancorp, Inc. produced 127.54M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -3.10M in capital expenditures, free cash flow totaled 124.43M - equivalent to 2.38 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Old Second Bancorp, Inc. paid dividends of 0.24 per share. The dividend payout ratio of 15.31 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 11.60, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 28.96, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Old Second Bancorp, Inc. shareholders.

Old Second Bancorp, Inc.'s most recent stock split took place on July 29, 2004 with a 1:2 split ratio.