Provident Financial Services, Inc

Provident Financial Services, Inc

21.20
EUR
+0.60
(+2.91%)
2.10EPS
9.49P/E
2.60BMarket Cap
Oct 28Next Earn

Total Valuation

EUR

As of June 30, 2026, Provident Financial Services, Inc. carries a market capitalization of 2.60B, placing it among publicly traded companies globally. Its enterprise value stands at 2.18B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.60B
Enterprise Value2.18B

Important Dates

Provident Financial Services, Inc.'s next confirmed earnings release is scheduled for October 28, 2026.

Earnings Date10/28/2026

Share Statistics

As of June 30, 2026, Provident Financial Services, Inc. has 130.42M shares outstanding.

Shares Outstanding130.42M

Valuation Ratios

As of June 30, 2026, Provident Financial Services, Inc. trades at a trailing price-to-earnings ratio of 9.49. The price-to-sales ratio is 3.27, and the price-to-book ratio stands at 1.02.

PE Ratio9.49
PS Ratio3.27
PB Ratio1.02
P/TBV Ratio1.38
P/FCF Ratio8.47
P/OCF Ratio8.01

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.75 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Provident Financial Services, Inc. trades at an EV/FCF ratio of 7.12, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 2.18B versus a market cap of 2.60B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.75
EV / FCF7.12

Financial Position

These figures are as of June 30, 2026.

Debt / Equity93.97

Financial Efficiency

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Over the twelve months ended June 30, 2026, Provident Financial Services, Inc. posted a return on equity (ROE) of 11.14, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.67, useful for judging operating efficiency across full business cycles. The company generates approximately 429,344.41 in revenue per employee across its workforce of 1,849.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.14
Return on Assets (ROA)1.25
Return on Capital Employed (ROCE)5.67
Revenue Per Employee429,344.41
Employee Count1,849.75

Taxes

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Over the twelve months ended June 30, 2026, Provident Financial Services, Inc. recorded 102.74M in income tax expense. That works out to an effective tax rate of 27.29, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 376.46M, leaving 273.72M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax102.74M
Effective Tax Rate27.29

Stock Price Statistics

EUR

As of the close on August 13, 2026, Provident Financial Services, Inc.'s stock has gained approximately 30.86% over the past 52 weeks. The 50-day moving average sits at 20.22, while the 200-day moving average is 18.29.

52-Week Price Change30.86%
50-Day Moving Average20.22
200-Day Moving Average18.29

Income Statement

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Over the twelve months ended June 30, 2026, Provident Financial Services, Inc. generated 794.18M in revenue and converted that into 273.72M in net income, yielding earnings per share of 2.10.

Revenue794.18M
Pretax Income376.46M
Net Income273.72M
Earnings Per Share (EPS)2.10

Balance Sheet

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As of June 30, 2026, Provident Financial Services, Inc. holds 2.80B in cash and equivalents against 2.39B in total debt, resulting in a net debt position of 2.19B.

Cash & Cash Equivalents2.80B
Total Debt2.39B
Net Debt2.19B
Equity (Book Value)2.54B
Book Value Per Share19.51

Cash Flow

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Provident Financial Services, Inc. produced 324.28M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -17.61M in capital expenditures, free cash flow totaled 306.67M - equivalent to 2.35 per share.

Operating Cash Flow324.28M
Capital Expenditures-17.61M
Free Cash Flow306.67M
FCF Per Share2.35

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin47.40
Profit Margin34.47

Dividends & Yields

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Over the twelve months ended June 30, 2026, Provident Financial Services, Inc. paid dividends of 0.83 per share. The dividend payout ratio of 39.78 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 11.81, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -24.66, meaning Provident Financial Services, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.83
Payout Ratio39.78
Shareholder Yield-24.66
FCF Yield11.81