United Community Banks, Inc.

As of June 30, 2026, United Community Banks, Inc. carries a market capitalization of 3.69B, placing it among publicly traded companies globally. Its enterprise value stands at 1.43B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

United Community Banks, Inc.'s next confirmed earnings release is scheduled for January 19, 2027.

As of June 30, 2026, United Community Banks, Inc. has 119.76M shares outstanding.

As of June 30, 2026, United Community Banks, Inc. trades at a trailing price-to-earnings ratio of 11.33. The price-to-sales ratio is 3.92, and the price-to-book ratio stands at 1.13.

These figures are as of June 30, 2026. The EV/Sales ratio of 1.51 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. United Community Banks, Inc. trades at an EV/FCF ratio of 4.54, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.43B versus a market cap of 3.69B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, United Community Banks, Inc. posted a return on equity (ROE) of 10.35, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.32, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.69, useful for judging operating efficiency across full business cycles. The company generates approximately 312,139.35 in revenue per employee across its workforce of 3,047.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, United Community Banks, Inc. recorded 96.63M in income tax expense. That works out to an effective tax rate of 22.61, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 427.39M, leaving 330.75M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on September 14, 2026, United Community Banks, Inc.'s stock has gained approximately 10.95% over the past 52 weeks. The 50-day moving average sits at 30.75, while the 200-day moving average is 28.83.

Over the twelve months ended June 30, 2026, United Community Banks, Inc. generated 951.17M in revenue and converted that into 330.75M in net income, yielding earnings per share of 2.73.

As of June 30, 2026, United Community Banks, Inc. holds 3.29B in cash and equivalents against 1.03B in total debt, resulting in a net debt position of 635.03M.

United Community Banks, Inc. produced 340.03M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -23.88M in capital expenditures, free cash flow totaled 316.15M - equivalent to 2.61 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, United Community Banks, Inc. paid dividends of 0.89 per share. The dividend payout ratio of 32.25 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.46, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -11.96, meaning United Community Banks, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

United Community Banks, Inc.'s most recent stock split took place on June 20, 2011 with a 5:1 split ratio.