Unity Bancorp, Inc.

As of June 30, 2026, Unity Bancorp, Inc. carries a market capitalization of 500.14M, placing it among publicly traded companies globally. Its enterprise value stands at 550.04M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Unity Bancorp, Inc.'s next confirmed earnings release is scheduled for January 21, 2027.

As of June 30, 2026, Unity Bancorp, Inc. has 10.04M shares outstanding.

As of June 30, 2026, Unity Bancorp, Inc. trades at a trailing price-to-earnings ratio of 9.73. The price-to-sales ratio is 4.22, and the price-to-book ratio stands at 1.54.

These figures are as of June 30, 2026. The EV/Sales ratio of 4.65 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Unity Bancorp, Inc. trades at an EV/FCF ratio of 23.25, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 550.04M versus a market cap of 500.14M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Unity Bancorp, Inc. posted a return on equity (ROE) of 16.95, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.91, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.34, useful for judging operating efficiency across full business cycles. The company generates approximately 500,590.18 in revenue per employee across its workforce of 236.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Unity Bancorp, Inc. recorded 14.95M in income tax expense. That works out to an effective tax rate of 22.56, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 66.25M, leaving 51.31M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on September 2, 2026, Unity Bancorp, Inc.'s stock has gained approximately 11.31% over the past 52 weeks. The 50-day moving average sits at 50.33, while the 200-day moving average is 46.58.

Over the twelve months ended June 30, 2026, Unity Bancorp, Inc. generated 118.39M in revenue and converted that into 51.31M in net income, yielding earnings per share of 5.02.

As of June 30, 2026, Unity Bancorp, Inc. holds 235.82M in cash and equivalents against 285.73M in total debt, resulting in a net debt position of 66.62M.

Unity Bancorp, Inc. produced 24.20M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -540,060.10 in capital expenditures, free cash flow totaled 23.65M - equivalent to 2.36 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Unity Bancorp, Inc. paid dividends of 0.53 per share. The dividend payout ratio of 10.27 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 4.65, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -35.77, meaning Unity Bancorp, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Unity Bancorp, Inc.'s most recent stock split took place on September 13, 2016 with a 10:11 split ratio.