Wintrust Financial Corporation

Wintrust Financial Corporation

140.00
EUR
0.00
(0.00%)
11.57EPS
12.55P/E
9.51BMarket Cap
Jan 20Next Earn

Total Valuation

EUR

As of June 30, 2026, Wintrust Financial Corporation carries a market capitalization of 9.51B, placing it among publicly traded companies globally. Its enterprise value stands at 3.60B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap9.51B
Enterprise Value3.60B

Important Dates

Wintrust Financial Corporation's next confirmed earnings release is scheduled for January 20, 2027.

Earnings Date1/20/2027

Share Statistics

As of June 30, 2026, Wintrust Financial Corporation has 67.44M shares outstanding.

Shares Outstanding67.44M

Valuation Ratios

As of June 30, 2026, Wintrust Financial Corporation trades at a trailing price-to-earnings ratio of 12.55. The price-to-sales ratio is 3.78, and the price-to-book ratio stands at 1.53.

PE Ratio12.55
PS Ratio3.78
PB Ratio1.53
P/TBV Ratio1.75
P/FCF Ratio6.84
P/OCF Ratio6.58

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.44 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Wintrust Financial Corporation trades at an EV/FCF ratio of 2.57, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 3.60B versus a market cap of 9.51B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.44
EV / FCF2.57

Financial Position

These figures are as of June 30, 2026.

Debt / Equity58.12

Financial Efficiency

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Over the twelve months ended June 30, 2026, Wintrust Financial Corporation posted a return on equity (ROE) of 12.78, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.68, useful for judging operating efficiency across full business cycles. The company generates approximately 424,724.08 in revenue per employee across its workforce of 5,902.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.78
Return on Assets (ROA)1.25
Return on Capital Employed (ROCE)7.68
Revenue Per Employee424,724.08
Employee Count5,902.25

Taxes

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Over the twelve months ended June 30, 2026, Wintrust Financial Corporation recorded 277.30M in income tax expense. That works out to an effective tax rate of 26.03, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.07B, leaving 788.08M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax277.30M
Effective Tax Rate26.03

Stock Price Statistics

EUR

As of the close on August 5, 2026, Wintrust Financial Corporation's stock has gained approximately 30.84% over the past 52 weeks. The 50-day moving average sits at 137.16, while the 200-day moving average is 124.99.

52-Week Price Change30.84%
50-Day Moving Average137.16
200-Day Moving Average124.99

Income Statement

EUR

Over the twelve months ended June 30, 2026, Wintrust Financial Corporation generated 2.51B in revenue and converted that into 788.08M in net income, yielding earnings per share of 11.57.

Revenue2.51B
Pretax Income1.07B
Net Income788.08M
Earnings Per Share (EPS)11.57

Balance Sheet

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As of June 30, 2026, Wintrust Financial Corporation holds 10.11B in cash and equivalents against 3.83B in total debt, resulting in a net debt position of 178.65M.

Cash & Cash Equivalents10.11B
Total Debt3.83B
Net Debt178.65M
Equity (Book Value)6.21B
Book Value Per Share92.16

Cash Flow

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Wintrust Financial Corporation produced 1.44B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -35.22M in capital expenditures, free cash flow totaled 1.40B - equivalent to 20.91 per share.

Operating Cash Flow1.44B
Capital Expenditures-35.22M
Free Cash Flow1.40B
FCF Per Share20.91

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin42.50
Profit Margin31.44

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, Wintrust Financial Corporation paid dividends of 2.34 per share. The dividend payout ratio of 16.36 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 14.62, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -44.13, meaning Wintrust Financial Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share2.34
Payout Ratio16.36
Shareholder Yield-44.13
FCF Yield14.62

Stock Splits

Wintrust Financial Corporation's most recent stock split took place on March 15, 2002 with a 2:3 split ratio.

Last Split Date3/15/2002
Split Ratio2:3