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Five Star Bancorp

Five Star Bancorp

FSBC
Five Star BancorpUS flagNASDAQ Global Select
43.43
USD
+0.03
- -
1.05BMarket Cap

Total Valuation

Five Star Bancorp carries a market capitalization of 1.05B, placing it among publicly traded companies globally. Its enterprise value stands at 371.05M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.05B
Enterprise Value371.05M

Share Statistics

Five Star Bancorp currently has 21.40M shares outstanding.

Shares Outstanding21.40M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Five Star Bancorp trades at a trailing price-to-earnings ratio of 14.39. The price-to-sales ratio is 5.87, and the price-to-book ratio stands at 2.20.

PE Ratio14.39
PS Ratio5.87
PB Ratio2.20
P/TBV Ratio2.20
P/FCF Ratio12.45
P/OCF Ratio12.64

Enterprise Valuation

On an enterprise value basis, Five Star Bancorp trades at an EV/EBITDA multiple of 149.80 and an EV/FCF ratio of 4.45.

EV / Sales2.10
EV / EBITDA149.80
EV / EBITN/A
EV / FCF4.45

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity18.02
Debt / EBITDA34.47
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)16.17
Return on Assets (ROA)1.47
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Five Star Bancorp has paid 24.36M in income taxes, reflecting an effective tax rate of 25.27.

Income Tax24.36M
Effective Tax Rate25.27

Stock Price Statistics

Five Star Bancorp's stock has gained approximately 31.48653% over the past 52 weeks. The 50-day moving average sits at 46.42, while the 200-day moving average is 41.87.

Beta (5Y)N/A
52-Week Price Change31.48653%
50-Day Moving Average46.42
200-Day Moving Average41.87
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Five Star Bancorp generated 176.60M in revenue and converted that into 72.01M in net income, yielding earnings per share of 3.38.

Revenue176.60M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income96.36M
Net Income72.01M
EBITDA2.48M
EBITN/A
Earnings Per Share (EPS)3.38

Balance Sheet

Five Star Bancorp holds 756.43M in cash and equivalents against 85.38M in total debt, resulting in a net debt position of -610.96M.

Cash & Cash Equivalents756.43M
Total Debt85.38M
Net Debt-610.96M
Equity (Book Value)473.77M
Book Value Per Share22.14
Working CapitalN/A

Cash Flow

Five Star Bancorp produced 81.96M in operating cash flow over the past twelve months. After subtracting -1.46M in capital expenditures, free cash flow totaled 80.49M - equivalent to 3.78 per share.

Operating Cash Flow81.96M
Capital Expenditures-1.46M
Free Cash Flow80.49M
FCF Per Share3.78

Margins

Five Star Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin54.56
Profit Margin40.77
EBITDA Margin1.40

Dividends & Yields

The company's payout ratio of 26.71 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.90
Dividend YieldN/A
Payout Ratio26.71
Shareholder Yield-84.97
FCF Yield8.04

Stock Splits

Five Star Bancorp's most recent stock split took place on July 15, 2016 with a 2500:2721 split ratio.

Last Split Date7/15/2016
Split Ratio2500:2721

Scores

Five Star Bancorp posts an Altman Z-Score of 0.21, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.21