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Five Star Bancorp

Five Star Bancorp

FSBC
Five Star BancorpUS flagNASDAQ Global Select
49.33
USD
+0.29
- -
1.05BMarket Cap

Total Valuation

Five Star Bancorp carries a market capitalization of 1.05B, placing it among publicly traded companies globally. Its enterprise value stands at 239.95M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.05B
Enterprise Value239.95M

Share Statistics

Five Star Bancorp currently has 21.38M shares outstanding.

Shares Outstanding21.38M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Five Star Bancorp trades at a trailing price-to-earnings ratio of 11.93. The price-to-sales ratio is 4.80, and the price-to-book ratio stands at 1.71.

PE Ratio11.93
PS Ratio4.80
PB Ratio1.71
P/TBV Ratio1.75
P/FCF Ratio10.38
P/OCF Ratio10.53

Enterprise Valuation

On an enterprise value basis, Five Star Bancorp trades at an EV/EBITDA multiple of 102.24 and an EV/FCF ratio of 3.10.

EV / Sales1.44
EV / EBITDA102.24
EV / EBITN/A
EV / FCF3.10

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity18.67
Debt / EBITDA36.48
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)15.14
Return on Assets (ROA)1.45
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Five Star Bancorp has paid 23.26M in income taxes, reflecting an effective tax rate of 25.73.

Income Tax23.26M
Effective Tax Rate25.73

Stock Price Statistics

Five Star Bancorp's stock has gained approximately 63.07438% over the past 52 weeks. The 50-day moving average sits at 44.92, while the 200-day moving average is 39.13.

Beta (5Y)N/A
52-Week Price Change63.07438%
50-Day Moving Average44.92
200-Day Moving Average39.13
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Five Star Bancorp generated 166.85M in revenue and converted that into 67.12M in net income, yielding earnings per share of 3.15.

Revenue166.85M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income90.37M
Net Income67.12M
EBITDA2.35M
EBITN/A
Earnings Per Share (EPS)3.15

Balance Sheet

Five Star Bancorp holds 646.68M in cash and equivalents against 85.62M in total debt, resulting in a net debt position of -570.38M.

Cash & Cash Equivalents646.68M
Total Debt85.62M
Net Debt-570.38M
Equity (Book Value)468.63M
Book Value Per Share22.07
Working CapitalN/A

Cash Flow

Five Star Bancorp produced 76.07M in operating cash flow over the past twelve months. After subtracting -1.26M in capital expenditures, free cash flow totaled 74.80M - equivalent to 3.52 per share.

Operating Cash Flow76.07M
Capital Expenditures-1.26M
Free Cash Flow74.80M
FCF Per Share3.52

Margins

Five Star Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin54.16
Profit Margin40.22
EBITDA Margin1.41

Dividends & Yields

The company's payout ratio of 27.06 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.86
Dividend YieldN/A
Payout Ratio27.06
Shareholder Yield-89.24
FCF Yield9.63

Stock Splits

Five Star Bancorp's most recent stock split took place on July 15, 2016 with a 2500:2721 split ratio.

Last Split Date7/15/2016
Split Ratio2500:2721

Scores

Five Star Bancorp posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.18