Fusion Micro Finance Limited

Fusion Micro Finance Limited

FUSION.BO
Fusion Micro Finance LimitedIN flagBombay Stock Exchange
225.65
INR
-0.45
- -
31.08BMarket Cap
Fusion Micro Finance Limited
FUSION.BO
(Bombay Stock Exchange)

Recent

price

225.65

P/E

ratio

- -

div

yld

- -

ROIC.AI

2020
2021
2022
2023
2024
2025
2026
TTM
FRC
62.56
77.58
101.71
172.23
190.21
193.7
- -
171.31
Revenue per Share
6.7
4.23
2.09
41.94
46.06
-111.41
- -
-112.94
Basic EPS, GAAP
-72.44
-77.08
-158.53
-180.96
-124.85
130.78
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
16.07
19.49
21.56
59.84
87.24
-24.26
- -
- -
Book Value per Share
115.38
119.95
128.78
251.51
259.38
149.04
- -
- -
Tangible Book Value per Share
104
104
104
92
110
110
- -
113
Basic Weighted Avg Shares
6,500
8,060
10,566
15,900
20,866
21,290
15,131
19,433
Sales/Revenue/Turnover
17.83
26.27
24.12
32.88
36.09
25.05
10.78
19.52
Operating Margin (%)
26
39
54
74
90
117
96
117
Depreciation Expense
696
439
218
3,872
5,053
-12,245
138
-12,812
Net Income, GAAP
30.39
22.62
10.94
24.38
23.82
- -
- -
- -
Effective Tax Rate (%)
10.71
5.45
2.06
24.35
24.22
-57.52
0.92
-65.93
Profit Margin (%)
15,969
23,822
24,093
34,109
42,651
11,531
19,614
- -
Working Capital
18,577
29,232
34,971
42,181
53,728
16,929
23,161
- -
LT Debt
11,989
12,464
13,380
23,219
28,482
16,433
24,559
- -
Total Equity
- -
3.32
3.55
4.88
5.58
- -
- -
- -
Return on Invested Capital (%)
- -
1.14
0.42
5.82
5.99
- -
- -
- -
Return on Capital (%)
- -
23.79
10.2
99.73
66.95
-231.55
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
47,092
- -
LT Borrowings
- -
16,929
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
104
- -
Market Capitalization
18,972
14,612
22,535

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
60,634
- -
Cash, Cash Equivalents & STI
- -
8,878
- -
Accounts Receivable, Net
- -
37
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
49,103
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
47,092
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
22.14%
49.45%
Free Cash Flow
- -
-27.47%
-21.52%
Net Income, GAAP
- -
243.23%
-101.13%
Sales/Revenue/Turnover
- -
17.18%
-28.93%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,951
5,053
5,476
5,386
20,866
2025
6,283
6,305
4,408
4,497
21,290
2026
4,222
3,684
3,721
- -
15,131

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11.62
12.13
12.19
- -
46.06
2025
-3.54
-27.75
-65.44
-14.97
-111.41
2026
-7.44
1.05
7.06
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Fusion Micro Finance Limited is a non-banking financial company primarily engaged in providing microfinance services across India. The company offers a range of financial products and services including microloans for income generation, small business loans, group loans, and individual microcredit primarily targeting low-income and underserved customers. Its core offerings include microfinance lending, financial inclusion services, and credit facilities designed to support rural and semi-urban populations. Fusion Micro Finance operates through an extensive branch network serving multiple states in India. Founded in 2016 and headquartered in Hyderabad, India, the company focuses on empowering economically marginalized communities by providing financial services that promote entrepreneurship and sustainable livelihoods. Fusion Micro Finance supplements its lending products with customer-centric financial education and support services. It serves clients primarily in the microfinance and rural banking segments, positioning itself as a key player in the Indian microfinance industry. Recent major changes include strategic initiatives to expand its geographic footprint and enhance product offerings. In the last 1-2 years, Fusion Micro Finance has intensified efforts to deepen market penetration through digital lending channels and partnerships with fintech firms to improve operational efficiencies and customer reach. The company has also pursued fresh funding rounds to support growth and has launched new loan products tailored to emerging market needs. These moves reflect a strategic shift towards technology-driven financial inclusion and diversification of its credit portfolio to include a wider variety of micro-enterprise lending solutions. Fusion Micro Finance Limited thus operates as a specialized microfinance institution committed to financial empowerment, leveraging technology and strategic partnerships to deliver inclusive credit services across India's underserved rural and semi-urban regions. It continues to evolve its product suite and operational model to adapt to changing market dynamics and maintain competitive positioning in the microfinance industry.