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    Financial - Credit Services
Fusion Micro Finance Limited

Fusion Micro Finance Limited

FUSION.NS
Fusion Micro Finance LimitedIN flagNational Stock Exchange of India
222.10
INR
-4.09
- -
30.46BMarket Cap
Fusion Micro Finance Limited
FUSION.NS
(National Stock Exchange of India)

Recent

price

222.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2020
2021
2022
2023
2024
2025
2026
TTM
FRC
62.56
77.58
101.71
172.23
190.21
193.7
109.92
171.31
Revenue per Share
6.7
4.23
2.09
41.94
46.06
-111.41
1.01
-112.94
Basic EPS, GAAP
-72.44
-77.08
-158.53
-180.96
-124.85
130.78
81.95
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
16.07
19.49
21.56
59.84
87.24
-24.26
-13.65
- -
Book Value per Share
115.38
119.95
128.78
251.51
259.38
149.04
176.93
- -
Tangible Book Value per Share
104
104
104
92
110
110
138
113
Basic Weighted Avg Shares
6,500
8,060
10,566
15,900
20,866
21,290
15,131
19,433
Sales/Revenue/Turnover
17.83
26.27
24.12
32.88
36.09
25.05
10.78
19.52
Operating Margin (%)
26
39
54
74
90
117
96
117
Depreciation Expense
696
439
218
3,872
5,053
-12,245
138
-12,812
Net Income, GAAP
30.39
22.62
10.94
24.38
23.82
- -
- -
- -
Effective Tax Rate (%)
10.71
5.45
2.06
24.35
24.22
-57.52
0.92
-65.93
Profit Margin (%)
15,969
23,822
24,093
34,109
42,651
11,531
19,614
- -
Working Capital
18,577
29,232
34,971
42,181
53,728
16,929
23,161
- -
LT Debt
11,989
12,464
13,380
23,219
28,482
16,433
24,559
- -
Total Equity
- -
3.32
3.55
4.88
5.58
- -
- -
- -
Return on Invested Capital (%)
- -
1.14
0.42
5.82
5.99
- -
- -
- -
Return on Capital (%)
- -
23.79
10.2
99.73
66.95
-231.55
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
47,092
- -
LT Borrowings
- -
16,929
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
104
- -
Market Capitalization
18,955
14,619
22,524

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
60,634
- -
Cash, Cash Equivalents & STI
- -
8,878
- -
Accounts Receivable, Net
- -
37
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
49,103
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
47,092
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
22.14%
49.45%
Free Cash Flow
- -
-27.47%
-21.52%
Net Income, GAAP
- -
243.23%
-101.13%
Sales/Revenue/Turnover
- -
17.18%
-28.93%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,951
5,053
5,476
5,386
20,866
2025
6,283
6,305
4,408
4,497
21,290
2026
4,222
3,684
3,721
- -
15,131

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11.62
12.13
12.19
- -
46.06
2025
-3.54
-27.75
-65.44
-14.97
-111.41
2026
-7.44
1.05
7.06
- -
1.01

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Fusion Finance Limited (formerly Fusion Micro Finance Limited), an Indian non-banking financial company-microfinance institution (NBFC-MFI), provides microfinance loans to women entrepreneurs in rural and semi-urban areas and MSME loans to small businesses; its core products include income generation loans, top-up loans for existing customers, emergency loans for unforeseen needs, unsecured business loans, secured loans backed by collateral, machinery loans and small business loans. The company operates through a joint liability group lending model, emphasizes financial literacy and customer-centric practices, and maintains an extensive network of over 1,300 branches across 22 states and three union territories, serving approximately 3.9 million clients with assets under management exceeding INR 11,000 crore as of early 2025. Founded in 2010 and headquartered in Gurugram, Haryana, with a registered office in New Delhi, Fusion Finance targets the economically underserved bottom-of-the-pyramid segment, particularly women and the missing middle in MSMEs. In July 2024, the company changed its name from Fusion Micro Finance Limited to Fusion Finance Limited to reflect its diversification strategy while committing to at least 75% qualifying microfinance assets; it secured a USD 25 million eight-year loan from the US International Development Finance Corporation in May 2024, with an initial USD 20 million disbursement, to expand operations and loan growth; additionally, it completed an oversubscribed INR 800 crore rights issue in May 2025 to strengthen its balance sheet and capital adequacy amid asset quality challenges.