German American Bancorp, Inc.
NASDAQ Global SelectTotal Valuation
German American Bancorp, Inc. carries a market capitalization of 1.63B, placing it among publicly traded companies globally. Its enterprise value stands at 447.52M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.63B |
| Enterprise Value | 447.52M |
Share Statistics
German American Bancorp, Inc. currently has 37.57M shares outstanding.
| Shares Outstanding | 37.57M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
German American Bancorp, Inc. trades at a trailing price-to-earnings ratio of 11.58. The price-to-sales ratio is 4.17, and the price-to-book ratio stands at 2.44.
| PE Ratio | 11.58 |
| PS Ratio | 4.17 |
| PB Ratio | 2.44 |
| P/TBV Ratio | 2.04 |
| P/FCF Ratio | 9.58 |
| P/OCF Ratio | 9.89 |
Enterprise Valuation
On an enterprise value basis, German American Bancorp, Inc. trades at an EV/EBITDA multiple of 22.54 and an EV/FCF ratio of 2.74.
| EV / Sales | 1.19 |
| EV / EBITDA | 22.54 |
| EV / EBIT | N/A |
| EV / FCF | 2.74 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 11.82 |
| Debt / EBITDA | 7.00 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 22.68 |
| Return on Assets (ROA) | 1.61 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, German American Bancorp, Inc. has paid 33.18M in income taxes, reflecting an effective tax rate of 19.70.
| Income Tax | 33.18M |
| Effective Tax Rate | 19.70 |
Stock Price Statistics
German American Bancorp, Inc.'s stock has gained approximately 15.36385% over the past 52 weeks. The 50-day moving average sits at 43.06, while the 200-day moving average is 41.08.
| Beta (5Y) | N/A |
| 52-Week Price Change | 15.36385% |
| 50-Day Moving Average | 43.06 |
| 200-Day Moving Average | 41.08 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, German American Bancorp, Inc. generated 376.11M in revenue and converted that into 135.27M in net income, yielding earnings per share of 3.61.
| Revenue | 376.11M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 168.45M |
| Net Income | 135.27M |
| EBITDA | 19.85M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.61 |
Balance Sheet
German American Bancorp, Inc. holds 1.26B in cash and equivalents against 138.87M in total debt, resulting in a net debt position of 62.42M.
| Cash & Cash Equivalents | 1.26B |
| Total Debt | 138.87M |
| Net Debt | 62.42M |
| Equity (Book Value) | 642.08M |
| Book Value Per Share | 17.12 |
| Working Capital | N/A |
Cash Flow
German American Bancorp, Inc. produced 158.43M in operating cash flow over the past twelve months. After subtracting -5.13M in capital expenditures, free cash flow totaled 153.30M - equivalent to 4.09 per share.
| Operating Cash Flow | 158.43M |
| Capital Expenditures | -5.13M |
| Free Cash Flow | 153.30M |
| FCF Per Share | 4.09 |
Margins
German American Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 44.79 |
| Profit Margin | 35.97 |
| EBITDA Margin | 5.28 |
Dividends & Yields
The company's payout ratio of 32.56 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.17 |
| Dividend Yield | N/A |
| Payout Ratio | 32.56 |
| Shareholder Yield | 13.29 |
| FCF Yield | 10.44 |
Stock Splits
German American Bancorp, Inc.'s most recent stock split took place on April 24, 2017 with a 2:3 split ratio.
| Last Split Date | 4/24/2017 |
| Split Ratio | 2:3 |
Scores
German American Bancorp, Inc. posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.28 |