Galada Finance Limited

Galada Finance Limited

GALADAFIN.BO
Galada Finance LimitedIN flagBombay Stock Exchange
33.40
INR
+1.50
- -
100.20MMarket Cap
Galada Finance Limited
GALADAFIN.BO
(Bombay Stock Exchange)

Recent

price

33.40

P/E

ratio

- -

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
4.83
4.48
4.68
4.92
4.16
4.12
3.15
3
3.5
3.01
4.48
5.51
- -
8.6
Revenue per Share
0.44
1.27
0.77
0.79
0.45
-0.66
-2.3
-0.24
-0.9
0.08
1.13
0.83
- -
1.46
Basic EPS, GAAP
- -
1.05
-2.63
0.24
1.85
0.85
-2.22
-2.14
0.83
3.25
-9.34
-7.68
- -
- -
Free Cash Flow per Basic Share
- -
-0.1
-0.09
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
14.16
14.87
15.4
17.82
17.16
14.86
14.5
13.57
13.63
14.53
15.19
- -
9.94
Book Value per Share
- -
18.7
19.59
20.26
19.02
17.83
16.34
16.93
17.02
17.15
18.44
19.14
- -
20.53
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
3
- -
3
Basic Weighted Avg Shares
14
13
14
15
12
12
9
9
10
9
13
17
26
26
Sales/Revenue/Turnover
54.01
29.4
28.64
24.1
3.66
23.54
14.45
18.13
20.29
18.35
16.05
16.7
19.83
19.78
Operating Margin (%)
2
1
1
2
2
1
1
1
- -
- -
2
2
2
2
Depreciation Expense
1
4
2
2
1
-2
-7
-1
-3
- -
3
2
4
4
Net Income, GAAP
43.68
15.18
27.51
22.88
21.8
- -
- -
- -
- -
59.38
15.38
16.55
14.93
14.93
Effective Tax Rate (%)
9.11
28.28
16.45
16.02
10.72
-15.97
-73.09
-8.14
-25.86
2.66
25.24
15.07
17.04
17.03
Profit Margin (%)
- -
43
45
40
58
45
5
3
51
23
59
21
171
171
Working Capital
- -
5
6
3
24
24
- -
2
1
16
7
17
96
96
LT Debt
- -
56
58
61
57
53
49
51
51
51
55
58
62
62
Total Equity
- -
8.5
3.47
3.04
0.41
- -
- -
- -
- -
0.95
2.28
2.28
3.27
3.26
Return on Invested Capital (%)
- -
20.7
5.02
5.24
4.06
- -
- -
- -
- -
0.78
5.51
3.71
3.96
3.96
Return on Capital (%)
- -
17.88
5.29
5.22
2.68
-3.76
-14.37
-1.66
-6.44
0.59
8.03
5.58
11.7
11.7
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
73
- -
96
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
- -
3
Market Capitalization
78
99
63

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
143
- -
173
Cash, Cash Equivalents & STI
9
- -
5
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
6
- -
2
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.78%
4.17%
7.6%
Free Cash Flow
0.78%
-24.35%
129.09%
Net Income, GAAP
139.54%
304.62%
77.59%
Sales/Revenue/Turnover
9.26%
26.31%
57.08%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2
3
4
5
13
2025
4
4
4
5
17
2026
5
6
7
8
26

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
0.31
0.15
- -
1.13
2025
0.11
0.12
0.11
0.5
0.83
2026
0.13
0.25
0.35
0.74
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Galada Finance Limited (GALADAFIN.BO), a Chennai-based non-banking financial company (NBFC) founded in 1986, engages in asset financing primarily through vehicle loans, equipment financing and insurance services across India. Incorporated initially as a private limited company under the Companies Act, 1956, and converted to a public limited company in 1994, the company offers new vehicle loans for cars and other automobiles at competitive interest rates with flexible repayment schedules; used vehicle loans; construction equipment and machinery financing; other asset financing solutions; and insurance products covering financed assets and related debts for retail, small and medium enterprise (SME), and commercial customers. Headquartered at Shanti Sadan, Old No. 4 (New No. 7), Shaffee Mohammed Road, Chennai, Tamil Nadu, it operates within the consumer finance segment of diversified financials, serving domestic markets with a focus on hire purchase, leasing, and lending activities. In recent developments, the company's board approved unaudited financial results for Q2 2025 and discussed issuing non-convertible debentures as a key fundraising strategy to support growth.