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Goenka Business & Finance Limited

Goenka Business & Finance Limited

GBFL.BO
Goenka Business & Finance LimitedIN flagBombay Stock Exchange
9.10
INR
-0.11
- -
118.30MMarket Cap
Goenka Business & Finance Limited
GBFL.BO
(Bombay Stock Exchange)

Recent

price

9.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
2.48
1.76
1.48
5.18
4.1
44.14
143.46
1,092.57
191.41
66.12
57.71
- -
119.52
Revenue per Share
0.4
0.04
0.06
-0.52
-0.68
-1.08
0.34
0.46
0.11
1.69
-0.45
- -
3.5
Basic EPS, GAAP
4.28
-2.44
-2.35
1.39
-1.22
5.97
1.82
-7.47
5.46
-4.25
-1.03
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
12.03
12.05
12.11
11.61
10.93
9.86
10.12
10.49
10.57
12.09
11.9
- -
9.87
Book Value per Share
23.67
23.71
23.79
23.28
22.61
21.53
21.86
22.32
22.41
24.2
24.01
- -
27.34
Tangible Book Value per Share
13
13
13
13
13
13
13
13
13
13
13
- -
13
Basic Weighted Avg Shares
32
23
19
67
53
574
1,865
14,203
2,488
860
750
1,570
1,574
Sales/Revenue/Turnover
27.22
5.44
6.95
-8.99
-3.9
13.65
10.47
1.18
3.98
18.97
17.74
17.56
17.6
Operating Margin (%)
- -
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
1
1
-7
-9
-14
4
6
1
22
-6
46
46
Net Income, GAAP
32.12
42.23
38.57
- -
- -
- -
- -
36.37
- -
35.28
- -
28.2
28.16
Effective Tax Rate (%)
15.97
2.31
4.35
-9.99
-16.56
-2.44
0.24
0.04
0.06
2.55
-0.78
2.93
2.93
Profit Margin (%)
307
308
309
408
354
1,735
277
285
273
1,909
1,973
3,748
3,748
Working Capital
- -
- -
- -
106
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
308
308
309
303
294
280
284
290
291
315
312
360
360
Total Equity
- -
0.23
0.27
- -
- -
- -
- -
36.64
- -
34.79
- -
58.5
58.82
Return on Invested Capital (%)
- -
0.34
0.53
- -
- -
- -
- -
79.58
- -
64.02
- -
140.89
140.94
Return on Capital (%)
- -
0.34
0.53
-4.36
-6.02
-10.37
3.42
4.46
1.06
14.88
-3.74
32.36
32.36
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
- -
13
Market Capitalization
122
102
136

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
2,260
- -
3,757
Cash, Cash Equivalents & STI
2
- -
39
Accounts Receivable, Net
- -
- -
- -
Inventories
720
- -
509
Total Current Liabilities
9
- -
9
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.71%
5.01%
15.34%
Free Cash Flow
-272.01%
-342.09%
-774%
Net Income, GAAP
-52.97%
71.88%
-889.05%
Sales/Revenue/Turnover
202.65%
122.05%
109.28%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
186
292
200
181
860
2025
122
387
97
143
750
2026
79
314
820
361
1,570

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.17
0.19
1.08
- -
1.69
2025
-0.44
0.52
-0.56
0.07
-0.45
2026
-0.26
-1.44
2.05
3.27
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Goenka Business & Finance Limited (GBFL.BO) is an India-based non-banking financial company (NBFC), classified as a non-deposit accepting, non-systemically important entity registered with the Reserve Bank of India, engaged primarily in providing secured and unsecured loans and advances; investing, acquiring, holding, buying, selling, and dealing in shares, bonds, debentures, securities, derivatives, and properties; offering various financial services including auto loans, personal loans, and margin trading funding to brokers; and conducting derivatives trading with technical insights into capital markets. Incorporated on September 7, 1987, and headquartered at 18 Rabindra Sarani, Poddar Court, Gate No. 4, 2nd Floor, Room No. 17, Kolkata 700001, West Bengal, the company operates predominantly in India with a strategic focus on expanding lending activities in Gujarat, where its loan portfolio has grown to approximately INR 33 crore. In recent developments, the company has concentrated on business expansion in Gujarat by introducing auto loans, personal loans, and margin trading funding services; reported net sales of INR 143 crore and net profit of INR 1 crore for the March 2025 quarter amid ongoing financial reporting with board meetings approving unaudited results for quarters ending September 2024 and December 2024; and maintained operations without notable acquisitions, funding rounds, or reorganizations in the last 1-2 years while issuing warnings against fraudulent loan offers impersonating the firm.