1. Spain Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Grupo Catalana Occidente, S.A.

Grupo Catalana Occidente, S.A.

GCO.MC
Grupo Catalana Occidente, S.A.ES flagMadrid Stock Exchange
45.00
EUR
- -
- -
5.31BMarket Cap
Grupo Catalana Occidente, S.A.
GCO.MC
(Madrid Stock Exchange)

Recent

price

45.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
26.09
19.65
23.01
23.23
24.15
27.58
31.02
33.94
34.61
35.39
38.34
35.62
38.62
15.71
19.08
21.06
19.08
Revenue per Share
0.86
1.54
1.79
1.7
1.88
2.05
2.27
2.51
2.76
2.99
3.27
2.22
3.62
4.01
4.92
5.39
4.92
Basic EPS, GAAP
-0.24
-0.17
-0.25
-0.31
-0.35
-0.28
-0.3
-0.54
-0.6
-0.74
-0.67
-0.74
-0.67
-0.3
-0.53
-1.93
- -
Free Cash Flow per Basic Share
0.62
0.42
0.55
0.58
0.59
0.62
0.65
0.7
0.75
0.8
0.85
0.69
0.91
0.99
1.07
1.17
- -
Dividend per Share
1.17
1.85
2.1
2.01
2.19
2.36
2.58
2.81
3.06
3.29
3.58
2.53
3.93
4.43
5.22
5.7
5.22
Book Value per Share
5.71
6.79
7.66
8.91
11.39
15.24
14.96
16.33
18.45
19.24
24.23
24.95
29.9
27.62
34.1
39.76
34.1
Tangible Book Value per Share
118
118
118
118
118
118
118
118
118
118
118
118
118
118
118
118
118
Basic Weighted Avg Shares
3,070
2,312
2,707
2,732
2,840
3,253
3,660
4,004
4,083
4,172
4,520
4,203
4,556
1,854
2,251
2,486
2,251
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
6
23
9
36
41
41
39
- -
- -
- -
Depreciation Expense
101
181
210
200
221
242
268
296
325
352
386
262
427
473
581
636
581
Net Income, GAAP
40.81
21.83
22.57
25.32
24.25
29.77
28.71
25.02
24.84
26.08
23.67
25.9
22.89
24.11
23.57
24.41
23.57
Effective Tax Rate (%)
3.3
7.84
7.78
7.33
7.78
7.44
7.33
7.38
7.97
8.44
8.54
6.24
9.38
25.51
25.79
25.6
25.79
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
213
118
119
126
295
213
207
208
202
201
341
328
325
437
555
437
LT Debt
1,305
1,427
1,528
1,676
1,981
2,438
2,586
2,835
3,079
3,204
3,851
3,938
4,473
4,183
5,616
6,289
5,616
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
29.51
27.32
25.94
28.25
32.02
29.12
29.15
32.46
33.84
34.82
36.04
25.52
35.33
34.28
36.66
34.53
38.82
Return on Capital (%)
72.88
102.29
90.77
82.93
89.65
90.48
92.1
93
93.92
93.96
95.28
72.84
112.2
95.96
101.93
98.75
101.93
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'23
Sep'23
Dec'23
ST Debt
- -
- -
- -
LT Borrowings
166
1,552
167
LT Finance Leases
- -
- -
271
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
118
118
118
Market Capitalization
3,204
3,491
3,555

Working Capital

FRC

•

in mil. unless spec.
Jun'23
Sep'23
Dec'23
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
10,193
1,347
10,549
Accounts Receivable, Net
734
- -
45
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.42%
11.12%
11.98%
Free Cash Flow
40.04%
57.76%
266.86%
Net Income, GAAP
12.28%
14.78%
9.62%
Sales/Revenue/Turnover
0.83%
-5.22%
10.43%
Total Cash Common Dividend
7.16%
7.75%
8.65%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1,792
-722
3,200
-2,019
2,251
2024
- -
- -
- -
- -
2,486
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1.2
- -
- -
- -
4.92
2024
- -
- -
- -
- -
5.39
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.07
2024
- -
- -
- -
- -
1.17
2025
- -
- -
- -
- -
- -
Similar Companies
Aviva plc (AIVAF)
Grupo de Inversiones Suramericana S.A. (GIVPY)
Bâloise Holding AG (BALN.SW)
Kingsway Corporation (KWY)
Aegon N.V. (AEGOF)
Sampo Oyj (SAMPO.HE)
Business
Grupo Catalana Occidente, S.A. (GCO.MC) provides insurance products and services through its three main segments: Occident for traditional non-life and multi-risk insurance; Atradius Crédito y Caución, the second-largest credit insurer worldwide; and Mémora, the leading funeral services operator in Spain and Portugal. The company offers multi-risk coverage for family homes, businesses, communities, offices, and SMEs; industrial, engineering, accident, and third-party liability products; life risk, life savings, pension plans, and investment funds; funeral and health services; motor and transport fleet insurance; credit insurance; reinsurance; and surety bonds. Founded in 1864 and headquartered in Sant Cugat del Vallès, Spain, it operates in over 50 countries primarily in Spain, the European Union, and internationally, employing more than 8,600 people, and functions as a subsidiary of INOC, S.A. Recent developments include Mémora's inorganic growth through acquisitions such as the largest funeral home in Valladolid and Palencia in Spain and a funeral home in Lisbon, Portugal in 2024; the launch of GCO Ventures at the end of 2024 with investments in four direct companies and over 210 startups via funds, including new startups Vivara for proptech rental management and Musky for pet insurance; a voluntary takeover bid by INOC, S.A. in 2025 financed by CaixaBank for the remaining 37.97% of shares; record 2024 consolidated profit of 688.7 million euros, up 11.9%, and turnover of 5,997.7 million euros, up 3.5%; and confirmation of 'A' (Excellent) financial strength rating with stable outlook by AM Best for key entities in 2025.