Enova International, Inc.

As of June 30, 2026, Enova International Inc carries a market capitalization of 5.28B, placing it among publicly traded companies globally. Its enterprise value stands at 9.59B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Enova International Inc's next confirmed earnings release is scheduled for October 22, 2026.

As of June 30, 2026, Enova International Inc has 24.89M shares outstanding.

As of June 30, 2026, Enova International Inc trades at a trailing price-to-earnings ratio of 16.94. The price-to-sales ratio is 1.75, and the price-to-book ratio stands at 4.03.

As of June 30, 2026, Enova International Inc trades at an EV/EBITDA multiple of 12.64 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.18 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 13.23 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Enova International Inc trades at an EV/FCF ratio of 5.48, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 9.59B versus a market cap of 5.28B, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, Enova International Inc maintains a current ratio of 20.16, meaning it holds 20.2x the short-term assets needed to cover near-term liabilities.

Over the twelve months ended June 30, 2026, Enova International Inc posted a return on equity (ROE) of 26.08, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 10.82 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 5.49, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.04, useful for judging operating efficiency across full business cycles. The company generates approximately 1.65M in revenue per employee across its workforce of 1,823.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Enova International Inc recorded 93.20M in income tax expense. That works out to an effective tax rate of 23.05, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 404.32M, leaving 311.13M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Enova International Inc's stock has gained approximately 60.20% over the past 52 weeks. The 50-day moving average sits at 176.46, while the 200-day moving average is 159.55.

Over the twelve months ended June 30, 2026, Enova International Inc generated 3.02B in revenue and converted that into 311.13M in net income, yielding earnings per share of 11.80. EBITDA reached 758.38M, while operating income came in at 408.27M.

As of June 30, 2026, Enova International Inc holds 106.98M in cash and equivalents against 4.42B in total debt, resulting in a net debt position of 4.28B. Total book value stands at 1.31B, with working capital of 5.62B providing operational flexibility.

Enova International Inc produced 1.75B in operating cash flow over the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Enova International Inc posted a gross margin of 49.09, reflecting its pricing power and cost economics. The operating margin of 13.53 and net profit margin of 10.31 provide insight into operational efficiency.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 31.31, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -15.04, meaning Enova International Inc raised more capital through share issuance and new debt than it returned via dividends and buybacks.

As of June 30, 2026, Enova International Inc has an Altman Z-Score of 2.90, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.