FB Financial Corporation

FB Financial Corporation

47.20
EUR
+0.80
(+1.72%)
3.26EPS
14.79P/E
2.43BMarket Cap
Jan 19Next Earn

Total Valuation

EUR

As of June 30, 2026, FB Financial Corporation carries a market capitalization of 2.43B, placing it among publicly traded companies globally. Its enterprise value stands at 1.46B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.43B
Enterprise Value1.46B

Important Dates

FB Financial Corporation's next confirmed earnings release is scheduled for January 19, 2027.

Earnings Date1/19/2027

Share Statistics

As of June 30, 2026, FB Financial Corporation has 49.98M shares outstanding.

Shares Outstanding49.98M

Valuation Ratios

As of June 30, 2026, FB Financial Corporation trades at a trailing price-to-earnings ratio of 14.79. The price-to-sales ratio is 4.14, and the price-to-book ratio stands at 1.43.

PE Ratio14.79
PS Ratio4.14
PB Ratio1.43
P/TBV Ratio1.96
P/FCF Ratio14.65
P/OCF Ratio14.03

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.38 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. FB Financial Corporation trades at an EV/FCF ratio of 8.35, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.46B versus a market cap of 2.43B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.38
EV / FCF8.35

Financial Position

These figures are as of June 30, 2026.

Debt / Equity19.23

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, FB Financial Corporation posted a return on equity (ROE) of 11.08, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.30, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 9.48, useful for judging operating efficiency across full business cycles. The company generates approximately 391,346.18 in revenue per employee across its workforce of 1,568.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.08
Return on Assets (ROA)1.30
Return on Capital Employed (ROCE)9.48
Revenue Per Employee391,346.18
Employee Count1,568.00

Taxes

EUR

Over the twelve months ended June 30, 2026, FB Financial Corporation recorded 43.93M in income tax expense. That works out to an effective tax rate of 20.34, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 215.96M, leaving 172.02M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax43.93M
Effective Tax Rate20.34

Stock Price Statistics

EUR

As of the close on October 22, 2026, FB Financial Corporation's stock has gained approximately 0.00% over the past 52 weeks. The 50-day moving average sits at 47.90, while the 200-day moving average is 47.92.

50-Day Moving Average47.90
200-Day Moving Average47.92

Income Statement

EUR

Over the twelve months ended June 30, 2026, FB Financial Corporation generated 613.63M in revenue and converted that into 172.02M in net income, yielding earnings per share of 3.26.

Revenue613.63M
Pretax Income215.96M
Net Income172.02M
Earnings Per Share (EPS)3.26

Balance Sheet

EUR

As of June 30, 2026, FB Financial Corporation holds 1.29B in cash and equivalents against 326.01M in total debt, resulting in a net debt position of -498.03M.

Cash & Cash Equivalents1.29B
Total Debt326.01M
Net Debt-498.03M
Equity (Book Value)1.70B
Book Value Per Share33.92

Cash Flow

EUR

FB Financial Corporation produced 181.23M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -6.29M in capital expenditures, free cash flow totaled 174.94M - equivalent to 3.34 per share.

Operating Cash Flow181.23M
Capital Expenditures-6.29M
Free Cash Flow174.94M
FCF Per Share3.34

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin35.19
Profit Margin28.03

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, FB Financial Corporation paid dividends of 0.70 per share. The dividend payout ratio of 21.37 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.83, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -9.57, meaning FB Financial Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.70
Payout Ratio21.37
Shareholder Yield-9.57
FCF Yield6.83