Regional Management Corp.

As of June 30, 2026, Regional Management Corp. carries a market capitalization of 338.11M, placing it among publicly traded companies globally. Its enterprise value stands at 1.84B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Regional Management Corp.'s next confirmed earnings release is scheduled for October 28, 2026.

As of June 30, 2026, Regional Management Corp. has 9.34M shares outstanding.

As of June 30, 2026, Regional Management Corp. trades at a trailing price-to-earnings ratio of 8.12. The price-to-sales ratio is 0.66, and the price-to-book ratio stands at 1.02.

These figures are as of June 30, 2026. The EV/Sales ratio of 3.62 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Regional Management Corp. trades at an EV/FCF ratio of 6.74, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.84B versus a market cap of 338.11M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Regional Management Corp. posted a return on equity (ROE) of 12.63, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.29, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.34, useful for judging operating efficiency across full business cycles. The company generates approximately 239,816.69 in revenue per employee across its workforce of 2,116.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Regional Management Corp. recorded 12.00M in income tax expense. That works out to an effective tax rate of 22.65, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 52.98M, leaving 40.98M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Regional Management Corp.'s stock has declined approximately 12.64% over the past 52 weeks. The 50-day moving average sits at 28.68, while the 200-day moving average is 30.63.

Over the twelve months ended June 30, 2026, Regional Management Corp. generated 507.63M in revenue and converted that into 40.98M in net income, yielding earnings per share of 4.17.

As of June 30, 2026, Regional Management Corp. holds 5.95M in cash and equivalents against 1.50B in total debt, resulting in a net debt position of 1.46B.

Regional Management Corp. produced 287.54M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -15.37M in capital expenditures, free cash flow totaled 272.17M - equivalent to 29.62 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Regional Management Corp. paid dividends of 1.11 per share. The dividend payout ratio of 24.84 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 76.45, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -30.82, meaning Regional Management Corp. raised more capital through share issuance and new debt than it returned via dividends and buybacks.