Waterstone Financial, Inc.

As of June 30, 2026, Waterstone Financial, Inc. carries a market capitalization of 325.35M, placing it among publicly traded companies globally. Its enterprise value stands at 502.57M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Waterstone Financial, Inc.'s next confirmed earnings release is scheduled for October 27, 2026.

As of June 30, 2026, Waterstone Financial, Inc. has 17.98M shares outstanding.

As of June 30, 2026, Waterstone Financial, Inc. trades at a trailing price-to-earnings ratio of 11.95. The price-to-sales ratio is 2.45, and the price-to-book ratio stands at 1.06.

These figures are as of June 30, 2026. The EV/Sales ratio of 3.90 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Waterstone Financial, Inc. trades at an EV/FCF ratio of 13.42, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 502.57M versus a market cap of 325.35M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Waterstone Financial, Inc. posted a return on equity (ROE) of 8.69, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.33, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.88, useful for judging operating efficiency across full business cycles. The company generates approximately 216,410.66 in revenue per employee across its workforce of 594.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Waterstone Financial, Inc. recorded 6.99M in income tax expense. That works out to an effective tax rate of 20.97, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 33.33M, leaving 26.34M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Waterstone Financial, Inc.'s stock has gained approximately 37.98% over the past 52 weeks. The 50-day moving average sits at 17.97, while the 200-day moving average is 16.57.

Over the twelve months ended June 30, 2026, Waterstone Financial, Inc. generated 128.71M in revenue and converted that into 26.34M in net income, yielding earnings per share of 1.51.

As of June 30, 2026, Waterstone Financial, Inc. holds 177.61M in cash and equivalents against 354.84M in total debt, resulting in a net debt position of 325.92M.

Waterstone Financial, Inc. produced 39.16M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.72M in capital expenditures, free cash flow totaled 37.44M - equivalent to 2.15 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Waterstone Financial, Inc. paid dividends of 0.54 per share. The dividend payout ratio of 35.94 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 11.86, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 11.78, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Waterstone Financial, Inc. shareholders.

Waterstone Financial, Inc.'s most recent stock split took place on January 23, 2014.