NMI Holdings Inc

As of June 30, 2026, NMI Holdings, Inc. carries a market capitalization of 2.73B, placing it among publicly traded companies globally. Its enterprise value stands at 2.55B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

NMI Holdings, Inc.'s next confirmed earnings release is scheduled for November 5, 2026.

As of June 30, 2026, NMI Holdings, Inc. has 75.37M shares outstanding.

As of June 30, 2026, NMI Holdings, Inc. trades at a trailing price-to-earnings ratio of 8.00. The price-to-sales ratio is 4.33, and the price-to-book ratio stands at 1.15.

These figures are as of June 30, 2026. The EV/Sales ratio of 3.98 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. NMI Holdings, Inc. trades at an EV/FCF ratio of 6.22, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 2.55B versus a market cap of 2.73B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, NMI Holdings, Inc. posted a return on equity (ROE) of 15.43, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 10.42, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 14.01, useful for judging operating efficiency across full business cycles. The company generates approximately 2.83M in revenue per employee across its workforce of 226.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, NMI Holdings, Inc. recorded 97.50M in income tax expense. That works out to an effective tax rate of 21.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 443.53M, leaving 346.04M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, NMI Holdings, Inc.'s stock has gained approximately 14.38% over the past 52 weeks. The 50-day moving average sits at 37.23, while the 200-day moving average is 34.71.

Over the twelve months ended June 30, 2026, NMI Holdings, Inc. generated 639.65M in revenue and converted that into 346.04M in net income, yielding earnings per share of 4.45.

As of June 30, 2026, NMI Holdings, Inc. holds 549.05M in cash and equivalents against 365.89M in total debt, resulting in a net debt position of 302.77M.

NMI Holdings, Inc. produced 392.58M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -3.05M in capital expenditures, free cash flow totaled 389.54M - equivalent to 5.09 per share.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 13.84, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.15, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to NMI Holdings, Inc. shareholders.