Clover Health Investments, Corp.

Clover Health Investments, Corp.

4.19
EUR
-0.05
(-1.18%)
-0.03EPS
2.43BMarket Cap
Nov 04Next Earn

Total Valuation

EUR

As of June 30, 2026, Clover Health Investments Corp. Class A carries a market capitalization of 2.43B, placing it among publicly traded companies globally. Its enterprise value stands at 2.22B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.43B
Enterprise Value2.22B

Important Dates

Clover Health Investments Corp. Class A's next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, Clover Health Investments Corp. Class A has 529.15M shares outstanding.

Shares Outstanding529.15M

Valuation Ratios

These figures are as of June 30, 2026. The price-to-sales ratio is 1.10, and the price-to-book ratio stands at 7.39.

PS Ratio1.10
PB Ratio7.39
P/TBV Ratio7.45
P/FCF Ratio37.32
P/OCF Ratio35.41

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.02 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 2.22B versus a market cap of 2.43B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.02

Financial Position

As of June 30, 2026, Clover Health Investments Corp. Class A maintains a current ratio of 1.50, meaning it holds 1.5x the short-term assets needed to cover near-term liabilities.

Current Ratio1.50
Quick Ratio1.38

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Clover Health Investments Corp. Class A posted a negative return on equity (ROE) of -5.10, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -2.84, reflecting losses generated across the asset base. The company generates approximately 3.16M in revenue per employee across its workforce of 685.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)-5.10
Return on Assets (ROA)-2.84
Revenue Per Employee3.16M
Employee Count685.50

Stock Price Statistics

EUR

As of the close on October 22, 2026, Clover Health Investments Corp. Class A's stock has gained approximately 59.07% over the past 52 weeks. The 50-day moving average sits at 3.91, while the 200-day moving average is 3.06.

52-Week Price Change59.07%
50-Day Moving Average3.91
200-Day Moving Average3.06

Income Statement

EUR

Over the twelve months ended June 30, 2026, Clover Health Investments Corp. Class A generated 2.17B in revenue and converted that into -16.07M in net income, yielding earnings per share of -0.03. EBITDA reached -14.40M, while operating income came in at -16.07M.

Revenue2.17B
Gross Profit402.57M
Operating Income-16.07M
Pretax Income-16.07M
Net Income-16.07M
EBITDA-14.40M
EBIT-16.07M
Earnings Per Share (EPS)-0.03

Balance Sheet

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These figures are as of June 30, 2026. Total book value stands at 329.34M, with working capital of 141.90M providing operational flexibility.

Cash & Cash Equivalents212.79M
Net Debt-174.04M
Equity (Book Value)329.34M
Book Value Per Share0.62
Working Capital141.90M

Cash Flow

EUR

Clover Health Investments Corp. Class A produced 67.43M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -2.47M in capital expenditures, free cash flow totaled 64.96M - equivalent to 0.13 per share.

Operating Cash Flow67.43M
Capital Expenditures-2.47M
Free Cash Flow64.96M
FCF Per Share0.13

Margins

Over the twelve months ended June 30, 2026, Clover Health Investments Corp. Class A posted a gross margin of 18.57, reflecting its pricing power and cost economics. The operating margin of -0.74 and net profit margin of -0.74 provide insight into operational efficiency.

Gross Margin18.57
Operating Margin-0.74
Pretax Margin-0.74
Profit Margin-0.74
EBITDA Margin-0.66

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 2.68, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 0.77, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Clover Health Investments Corp. Class A shareholders.

Shareholder Yield0.77
FCF Yield2.68

Scores

As of June 30, 2026, Clover Health Investments Corp. Class A has an Altman Z-Score of 4.13, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score4.13