Bank Polska Kasa Opieki S.A.

Bank Polska Kasa Opieki S.A.

58.40
EUR
-2.12
(-3.50%)
6.77EPS
7.79P/E
13.83BMarket Cap
Oct 29Next Earn

Total Valuation

EUR

As of June 30, 2026, Bank Polska Kasa Opieki S.A. carries a market capitalization of 13.83B, placing it among publicly traded companies globally. Its enterprise value stands at 16.25B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap13.83B
Enterprise Value16.25B

Important Dates

Bank Polska Kasa Opieki S.A.'s next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, Bank Polska Kasa Opieki S.A. has 262.47M shares outstanding.

Shares Outstanding262.47M

Valuation Ratios

As of June 30, 2026, Bank Polska Kasa Opieki S.A. trades at a trailing price-to-earnings ratio of 7.79. The price-to-sales ratio is 2.75, and the price-to-book ratio stands at 1.81.

PE Ratio7.79
PS Ratio2.75
PB Ratio1.81
P/TBV Ratio1.96
P/FCF Ratio1.68
P/OCF Ratio1.63

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.00 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Bank Polska Kasa Opieki S.A. trades at an EV/FCF ratio of 2.44, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 16.25B versus a market cap of 13.83B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.00
EV / FCF2.44

Financial Position

These figures are as of June 30, 2026.

Debt / Equity96.04

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Bank Polska Kasa Opieki S.A. posted a return on equity (ROE) of 18.47, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.76, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.14, useful for judging operating efficiency across full business cycles. The company generates approximately 271,198.95 in revenue per employee across its workforce of 14,986.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)18.47
Return on Assets (ROA)1.76
Return on Capital Employed (ROCE)10.14
Revenue Per Employee271,198.95
Employee Count14,986.25

Taxes

EUR

Over the twelve months ended June 30, 2026, Bank Polska Kasa Opieki S.A. recorded 558.66M in income tax expense. That works out to an effective tax rate of 27.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.00B, leaving 1.44B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax558.66M
Effective Tax Rate27.98

Stock Price Statistics

EUR

As of the close on October 22, 2026, Bank Polska Kasa Opieki S.A.'s stock has gained approximately 27.68% over the past 52 weeks. The 50-day moving average sits at 61.24, while the 200-day moving average is 55.87.

52-Week Price Change27.68%
50-Day Moving Average61.24
200-Day Moving Average55.87

Income Statement

EUR

Over the twelve months ended June 30, 2026, Bank Polska Kasa Opieki S.A. generated 4.06B in revenue and converted that into 1.44B in net income, yielding earnings per share of 6.77.

Revenue4.06B
Pretax Income2.00B
Net Income1.44B
Earnings Per Share (EPS)6.77

Balance Sheet

EUR

As of June 30, 2026, Bank Polska Kasa Opieki S.A. holds 4.94B in cash and equivalents against 7.35B in total debt, resulting in a net debt position of -4.94B.

Cash & Cash Equivalents4.94B
Total Debt7.35B
Net Debt-4.94B
Equity (Book Value)7.65B
Book Value Per Share29.16

Cash Flow

EUR

Bank Polska Kasa Opieki S.A. produced 6.87B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -222.30M in capital expenditures, free cash flow totaled 6.65B - equivalent to 31.30 per share.

Operating Cash Flow6.87B
Capital Expenditures-222.30M
Free Cash Flow6.65B
FCF Per Share31.30

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin49.12
Profit Margin35.36

Dividends & Yields

Over the twelve months ended June 30, 2026, Bank Polska Kasa Opieki S.A. paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 59.38, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.62, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Bank Polska Kasa Opieki S.A. shareholders.

Shareholder Yield4.62
FCF Yield59.38