Encore Capital Group Inc

As of June 30, 2026, Encore Capital Group, Inc. carries a market capitalization of 1.74B, placing it among publicly traded companies globally. Its enterprise value stands at 5.24B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Encore Capital Group, Inc.'s next confirmed earnings release is scheduled for November 4, 2026.

As of June 30, 2026, Encore Capital Group, Inc. has 21.21M shares outstanding.

As of June 30, 2026, Encore Capital Group, Inc. trades at a trailing price-to-earnings ratio of 6.90. The price-to-sales ratio is 1.09, and the price-to-book ratio stands at 1.84.

As of June 30, 2026, Encore Capital Group, Inc. trades at an EV/EBITDA multiple of 8.03 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.15 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 8.34 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Encore Capital Group, Inc. trades at an EV/FCF ratio of 17.39, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 5.24B versus a market cap of 1.74B, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, Encore Capital Group, Inc. maintains a current ratio of 0.29, meaning it holds 0.3x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 387.45, indicating elevated leverage, while an interest coverage ratio of 2.62 demonstrates limited ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Encore Capital Group, Inc. posted a return on equity (ROE) of 30.54, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 10.90 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 5.61, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.29, useful for judging operating efficiency across full business cycles. The company generates approximately 226,409.50 in revenue per employee across its workforce of 7,350.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Encore Capital Group, Inc. recorded 79.39M in income tax expense. That works out to an effective tax rate of 23.12, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 343.35M, leaving 263.95M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Encore Capital Group, Inc.'s stock has gained approximately 144.57% over the past 52 weeks. The 50-day moving average sits at 86.92, while the 200-day moving average is 71.24.

Over the twelve months ended June 30, 2026, Encore Capital Group, Inc. generated 1.66B in revenue and converted that into 263.95M in net income, yielding earnings per share of 11.55. EBITDA reached 652.57M, while operating income came in at 628.00M.

As of June 30, 2026, Encore Capital Group, Inc. holds 160.12M in cash and equivalents against 3.66B in total debt, resulting in a net debt position of 3.50B. Total book value stands at 944.20M, with working capital of -552.26M providing operational flexibility.

Encore Capital Group, Inc. produced 132.47M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -22.93M in capital expenditures, free cash flow totaled 109.53M - equivalent to 4.93 per share.

Over the twelve months ended June 30, 2026, Encore Capital Group, Inc. posted a gross margin of 55.35, reflecting its pricing power and cost economics. The operating margin of 37.74 and net profit margin of 15.86 provide insight into operational efficiency.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 5.85, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -3.24, meaning Encore Capital Group, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

As of June 30, 2026, Encore Capital Group, Inc. has an Altman Z-Score of 1.30, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.