Hingham Institution for Savings

Hingham Institution for Savings

266.00
EUR
+4.00
(+1.53%)
27.30EPS
9.72P/E
588.86MMarket Cap

Total Valuation

EUR

As of June 30, 2026, Hingham Institution for Savings carries a market capitalization of 588.86M, placing it among publicly traded companies globally. Its enterprise value stands at 1.51B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap588.86M
Enterprise Value1.51B

Share Statistics

As of June 30, 2026, Hingham Institution for Savings has 2.20M shares outstanding.

Shares Outstanding2.20M

Valuation Ratios

As of June 30, 2026, Hingham Institution for Savings trades at a trailing price-to-earnings ratio of 9.72. The price-to-sales ratio is 5.31, and the price-to-book ratio stands at 1.33.

PE Ratio9.72
PS Ratio5.31
PB Ratio1.33
P/TBV Ratio1.33
P/FCF Ratio18.41
P/OCF Ratio18.08

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 14.20 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Hingham Institution for Savings trades at an EV/FCF ratio of 48.73, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.51B versus a market cap of 588.86M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales14.20
EV / FCF48.73

Financial Position

These figures are as of June 30, 2026.

Debt / Equity276.96

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Hingham Institution for Savings posted a return on equity (ROE) of 13.91, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.46, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.37, useful for judging operating efficiency across full business cycles. The company generates approximately 1.16M in revenue per employee across its workforce of 91.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)13.91
Return on Assets (ROA)1.46
Return on Capital Employed (ROCE)3.37
Revenue Per Employee1.16M
Employee Count91.50

Taxes

EUR

Over the twelve months ended June 30, 2026, Hingham Institution for Savings recorded 18.77M in income tax expense. That works out to an effective tax rate of 24.43, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 76.80M, leaving 58.04M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax18.77M
Effective Tax Rate24.43

Stock Price Statistics

EUR

As of the close on October 22, 2026, Hingham Institution for Savings's stock has gained approximately 2.31% over the past 52 weeks. The 50-day moving average sits at 260.16, while the 200-day moving average is 252.89.

52-Week Price Change2.31%
50-Day Moving Average260.16
200-Day Moving Average252.89

Income Statement

EUR

Over the twelve months ended June 30, 2026, Hingham Institution for Savings generated 106.22M in revenue and converted that into 58.04M in net income, yielding earnings per share of 27.30.

Revenue106.22M
Pretax Income76.80M
Net Income58.04M
Earnings Per Share (EPS)27.30

Balance Sheet

EUR

As of June 30, 2026, Hingham Institution for Savings holds 310.88M in cash and equivalents against 1.23B in total debt, resulting in a net debt position of 919.22M.

Cash & Cash Equivalents310.88M
Total Debt1.23B
Net Debt919.22M
Equity (Book Value)444.15M
Book Value Per Share202.14

Cash Flow

EUR

Hingham Institution for Savings produced 31.20M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -257,338.20 in capital expenditures, free cash flow totaled 30.95M - equivalent to 14.70 per share.

Operating Cash Flow31.20M
Capital Expenditures-257,338.20
Free Cash Flow30.95M
FCF Per Share14.70

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin72.31
Profit Margin54.64

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, Hingham Institution for Savings paid dividends of 2.92 per share. The dividend payout ratio of 10.61 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 5.43, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 8.04, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Hingham Institution for Savings shareholders.

Dividend Per Share2.92
Payout Ratio10.61
Shareholder Yield8.04
FCF Yield5.43

Stock Splits

Hingham Institution for Savings's most recent stock split took place on October 6, 1998 with a 2:3 split ratio.

Last Split Date10/6/1998
Split Ratio2:3