Intact Financial Corporation

Intact Financial Corporation

171.00
EUR
+5.00
(+3.01%)
12.63EPS
14.53P/E
31.92BMarket Cap
Nov 03Next Earn

Total Valuation

EUR

As of June 30, 2026, Intact Financial Corporation carries a market capitalization of 31.92B, placing it among publicly traded companies globally. Its enterprise value stands at 24.36B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap31.92B
Enterprise Value24.36B

Important Dates

Intact Financial Corporation's next confirmed earnings release is scheduled for November 3, 2026.

Earnings Date11/3/2026

Share Statistics

As of June 30, 2026, Intact Financial Corporation has 176.35M shares outstanding.

Shares Outstanding176.35M

Valuation Ratios

As of June 30, 2026, Intact Financial Corporation trades at a trailing price-to-earnings ratio of 14.53. The price-to-sales ratio is 1.78, and the price-to-book ratio stands at 2.63.

PE Ratio14.53
PS Ratio1.78
PB Ratio2.63
P/TBV Ratio5.31
P/FCF Ratio13.10
P/OCF Ratio11.28

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.49 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Intact Financial Corporation trades at an EV/FCF ratio of 10.46, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 24.36B versus a market cap of 31.92B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.49
EV / FCF10.46

Financial Position

These figures are as of June 30, 2026.

Debt / Equity23.22

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Intact Financial Corporation posted a return on equity (ROE) of 17.39, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.26, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 13.49, useful for judging operating efficiency across full business cycles. The company generates approximately 513,894.89 in revenue per employee across its workforce of 31,750.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)17.39
Return on Assets (ROA)5.26
Return on Capital Employed (ROCE)13.49
Revenue Per Employee513,894.89
Employee Count31,750.00

Taxes

EUR

Over the twelve months ended June 30, 2026, Intact Financial Corporation recorded 571.73M in income tax expense. That works out to an effective tax rate of 21.96, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.60B, leaving 2.03B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax571.73M
Effective Tax Rate21.96

Stock Price Statistics

EUR

As of the close on October 22, 2026, Intact Financial Corporation's stock has gained approximately 5.56% over the past 52 weeks. The 50-day moving average sits at 160.24, while the 200-day moving average is 165.32.

52-Week Price Change5.56%
50-Day Moving Average160.24
200-Day Moving Average165.32

Income Statement

EUR

Over the twelve months ended June 30, 2026, Intact Financial Corporation generated 16.32B in revenue and converted that into 2.03B in net income, yielding earnings per share of 12.63.

Revenue16.32B
Pretax Income2.60B
Net Income2.03B
Earnings Per Share (EPS)12.63

Balance Sheet

EUR

As of June 30, 2026, Intact Financial Corporation holds 11.91B in cash and equivalents against 3.11B in total debt, resulting in a net debt position of 1.35B.

Cash & Cash Equivalents11.91B
Total Debt3.11B
Net Debt1.35B
Equity (Book Value)12.15B
Book Value Per Share68.91

Cash Flow

EUR

Intact Financial Corporation produced 2.58B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -354.63M in capital expenditures, free cash flow totaled 2.22B - equivalent to 13.83 per share.

Operating Cash Flow2.58B
Capital Expenditures-354.63M
Free Cash Flow2.22B
FCF Per Share13.83

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin15.96
Profit Margin12.45

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, Intact Financial Corporation paid dividends of 4.18 per share. The dividend payout ratio of 32.00 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 7.63, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 3.77, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Intact Financial Corporation shareholders.

Dividend Per Share4.18
Payout Ratio32.00
Shareholder Yield3.77
FCF Yield7.63