Palomar Holdings, Inc.

Palomar Holdings, Inc.

128.75
EUR
+5.45
(+4.42%)
6.52EPS
16.53P/E
2.90BMarket Cap
Nov 04Next Earn

Total Valuation

EUR

As of June 30, 2026, Palomar Holdings, Inc. carries a market capitalization of 2.90B, placing it among publicly traded companies globally. Its enterprise value stands at 2.45B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.90B
Enterprise Value2.45B

Important Dates

Palomar Holdings, Inc.'s next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, Palomar Holdings, Inc. has 26.19M shares outstanding.

Shares Outstanding26.19M

Valuation Ratios

As of June 30, 2026, Palomar Holdings, Inc. trades at a trailing price-to-earnings ratio of 16.53. The price-to-sales ratio is 3.07, and the price-to-book ratio stands at 3.38.

PE Ratio16.53
PS Ratio3.07
PB Ratio3.38
P/TBV Ratio4.46
P/FCF Ratio8.29
P/OCF Ratio8.09

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.56 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Palomar Holdings, Inc. trades at an EV/FCF ratio of 6.61, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 2.45B versus a market cap of 2.90B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.56
EV / FCF6.61

Financial Position

These figures are as of June 30, 2026.

Debt / Equity30.15

Financial Efficiency

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Over the twelve months ended June 30, 2026, Palomar Holdings, Inc. posted a return on equity (ROE) of 22.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.98, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 19.74, useful for judging operating efficiency across full business cycles. The company generates approximately 2.44M in revenue per employee across its workforce of 392.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)22.23
Return on Assets (ROA)5.98
Return on Capital Employed (ROCE)19.74
Revenue Per Employee2.44M
Employee Count392.50

Taxes

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Over the twelve months ended June 30, 2026, Palomar Holdings, Inc. recorded 52.43M in income tax expense. That works out to an effective tax rate of 22.77, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 230.26M, leaving 177.83M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax52.43M
Effective Tax Rate22.77

Stock Price Statistics

EUR

As of the close on October 22, 2026, Palomar Holdings, Inc.'s stock has gained approximately 32.05% over the past 52 weeks. The 50-day moving average sits at 115.47, while the 200-day moving average is 108.97.

52-Week Price Change32.05%
50-Day Moving Average115.47
200-Day Moving Average108.97

Income Statement

EUR

Over the twelve months ended June 30, 2026, Palomar Holdings, Inc. generated 957.27M in revenue and converted that into 177.83M in net income, yielding earnings per share of 6.52.

Revenue957.27M
Pretax Income230.26M
Net Income177.83M
Earnings Per Share (EPS)6.52

Balance Sheet

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As of June 30, 2026, Palomar Holdings, Inc. holds 713.94M in cash and equivalents against 258.89M in total debt, resulting in a net debt position of 204.02M.

Cash & Cash Equivalents713.94M
Total Debt258.89M
Net Debt204.02M
Equity (Book Value)858.62M
Book Value Per Share32.79

Cash Flow

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Palomar Holdings, Inc. produced 363.47M in operating cash flow over the twelve months ended June 30, 2026. After subtracting 1.47M in capital expenditures, free cash flow totaled 364.95M - equivalent to 13.76 per share.

Operating Cash Flow363.47M
Capital Expenditures1.47M
Free Cash Flow364.95M
FCF Per Share13.76

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin24.05
Profit Margin18.58

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 12.06, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -6.05, meaning Palomar Holdings, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-6.05
FCF Yield12.06