Primerica, Inc.

Primerica, Inc.

256.00
EUR
+2.00
(+0.79%)
21.87EPS
11.32P/E
7.66BMarket Cap
Nov 04Next Earn

Total Valuation

EUR

As of June 30, 2026, Primerica, Inc. carries a market capitalization of 7.66B, placing it among publicly traded companies globally. Its enterprise value stands at 7.47B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap7.66B
Enterprise Value7.47B

Important Dates

Primerica, Inc.'s next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, Primerica, Inc. has 30.90M shares outstanding.

Shares Outstanding30.90M

Valuation Ratios

As of June 30, 2026, Primerica, Inc. trades at a trailing price-to-earnings ratio of 11.32. The price-to-sales ratio is 2.63, and the price-to-book ratio stands at 3.47.

PE Ratio11.32
PS Ratio2.63
PB Ratio3.47
P/TBV Ratio3.53
P/FCF Ratio10.72
P/OCF Ratio10.11

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.49 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Primerica, Inc. trades at an EV/FCF ratio of 9.92, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 7.47B versus a market cap of 7.66B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.49
EV / FCF9.92

Financial Position

These figures are as of June 30, 2026.

Debt / Equity68.01

Financial Efficiency

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Over the twelve months ended June 30, 2026, Primerica, Inc. posted a return on equity (ROE) of 32.97, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.38, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 19.27, useful for judging operating efficiency across full business cycles. The company generates approximately 1.06M in revenue per employee across its workforce of 2,843.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)32.97
Return on Assets (ROA)5.38
Return on Capital Employed (ROCE)19.27
Revenue Per Employee1.06M
Employee Count2,843.25

Taxes

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Over the twelve months ended June 30, 2026, Primerica, Inc. recorded 201.47M in income tax expense. That works out to an effective tax rate of 22.43, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 898.40M, leaving 696.93M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax201.47M
Effective Tax Rate22.43

Stock Price Statistics

EUR

As of the close on October 22, 2026, Primerica, Inc.'s stock has gained approximately 11.30% over the past 52 weeks. The 50-day moving average sits at 251.60, while the 200-day moving average is 241.13.

52-Week Price Change11.30%
50-Day Moving Average251.60
200-Day Moving Average241.13

Income Statement

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Over the twelve months ended June 30, 2026, Primerica, Inc. generated 3.00B in revenue and converted that into 696.93M in net income, yielding earnings per share of 21.87.

Revenue3.00B
Pretax Income898.40M
Net Income696.93M
Earnings Per Share (EPS)21.87

Balance Sheet

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As of June 30, 2026, Primerica, Inc. holds 1.69B in cash and equivalents against 1.50B in total debt, resulting in a net debt position of 935.54M.

Cash & Cash Equivalents1.69B
Total Debt1.50B
Net Debt935.54M
Equity (Book Value)2.21B
Book Value Per Share71.47

Cash Flow

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Primerica, Inc. produced 780.55M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -43.41M in capital expenditures, free cash flow totaled 737.14M - equivalent to 23.17 per share.

Operating Cash Flow780.55M
Capital Expenditures-43.41M
Free Cash Flow737.14M
FCF Per Share23.17

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin29.91
Profit Margin23.20

Dividends & Yields

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Over the twelve months ended June 30, 2026, Primerica, Inc. paid dividends of 3.93 per share. The dividend payout ratio of 17.92 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.33, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 7.16, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Primerica, Inc. shareholders.

Dividend Per Share3.93
Payout Ratio17.92
Shareholder Yield7.16
FCF Yield9.33