PRA Group, Inc.

PRA Group, Inc.

17.90
EUR
-0.20
(-1.10%)
-5.75EPS
617.43MMarket Cap
Nov 05Next Earn

Total Valuation

EUR

As of June 30, 2026, PRA Group, Inc. carries a market capitalization of 617.43M, placing it among publicly traded companies globally. Its enterprise value stands at 3.75B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap617.43M
Enterprise Value3.75B

Important Dates

PRA Group, Inc.'s next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, PRA Group, Inc. has 37.65M shares outstanding.

Shares Outstanding37.65M

Valuation Ratios

These figures are as of June 30, 2026. The price-to-sales ratio is 0.54, and the price-to-book ratio stands at 0.67.

PS Ratio0.54
PB Ratio0.67
P/TBV Ratio0.69
P/FCF Ratio-19.15
P/OCF Ratio-23.02

Enterprise Valuation

As of June 30, 2026, PRA Group, Inc. trades at an EV/EBITDA multiple of 55.54 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.19 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 64.38 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 3.75B versus a market cap of 617.43M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.19
EV / EBITDA55.54
EV / EBIT64.38

Financial Position

As of June 30, 2026, PRA Group, Inc. maintains a current ratio of 18.85, meaning it holds 18.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 340.56, indicating elevated leverage, while an interest coverage ratio of 0.67 demonstrates limited ability to service its debt obligations.

Current Ratio18.85
Quick Ratio18.85
Debt / Equity340.56
Debt / EBITDA49.11
Interest Coverage0.67

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, PRA Group, Inc. posted a negative return on equity (ROE) of -22.25, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -4.97, reflecting losses generated across the asset base. The company generates approximately 429,162.78 in revenue per employee across its workforce of 2,740.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)-22.25
Return on Assets (ROA)-4.97
Revenue Per Employee429,162.78
Employee Count2,740.00

Taxes

EUR

Over the twelve months ended June 30, 2026, PRA Group, Inc. recorded 57.03M in income tax expense. The company reported a pretax loss of -165.33M and -232.00M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

Income Tax57.03M

Stock Price Statistics

EUR

As of the close on October 22, 2026, PRA Group, Inc.'s stock has gained approximately 46.72% over the past 52 weeks. The 50-day moving average sits at 17.21, while the 200-day moving average is 15.15.

52-Week Price Change46.72%
50-Day Moving Average17.21
200-Day Moving Average15.15

Income Statement

EUR

Over the twelve months ended June 30, 2026, PRA Group, Inc. generated 1.18B in revenue and converted that into -232.00M in net income, yielding earnings per share of -5.75. EBITDA reached 67.55M, while operating income came in at 303.72M.

Revenue1.18B
Gross Profit796.79M
Operating Income303.72M
Pretax Income-165.33M
Net Income-232.00M
EBITDA67.55M
EBIT58.27M
Earnings Per Share (EPS)-5.75

Balance Sheet

EUR

As of June 30, 2026, PRA Group, Inc. holds 242.06M in cash and equivalents against 3.32B in total debt, resulting in a net debt position of 3.17B. Total book value stands at 915.10M, with working capital of 4.16B providing operational flexibility.

Cash & Cash Equivalents242.06M
Total Debt3.32B
Net Debt3.17B
Equity (Book Value)915.10M
Book Value Per Share24.31
Working Capital4.16B

Cash Flow

EUR

PRA Group, Inc. produced -27.48M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -5.65M in capital expenditures, free cash flow totaled -33.13M - equivalent to -0.86 per share.

Operating Cash Flow-27.48M
Capital Expenditures-5.65M
Free Cash Flow-33.13M
FCF Per Share-0.86

Margins

Over the twelve months ended June 30, 2026, PRA Group, Inc. posted a gross margin of 67.76, reflecting its pricing power and cost economics. The operating margin of 25.83 and net profit margin of -19.73 provide insight into operational efficiency.

Gross Margin67.76
Operating Margin25.83
Pretax Margin-14.06
Profit Margin-19.73
EBITDA Margin5.74

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -5.22: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -9.24, meaning PRA Group, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-9.24
FCF Yield-5.22

Stock Splits

PRA Group, Inc.'s most recent stock split took place on August 2, 2013 with a 1:3 split ratio.

Last Split Date8/2/2013
Split Ratio1:3

Scores

As of June 30, 2026, PRA Group, Inc. has an Altman Z-Score of 2.03, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.03