As of June 30, 2026, PRA Group, Inc. carries a market capitalization of 617.43M, placing it among publicly traded companies globally. Its enterprise value stands at 3.75B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 617.43M |
| Enterprise Value | 3.75B |
PRA Group, Inc.'s next confirmed earnings release is scheduled for November 5, 2026.
| Earnings Date | 11/5/2026 |
As of June 30, 2026, PRA Group, Inc. has 37.65M shares outstanding.
| Shares Outstanding | 37.65M |
These figures are as of June 30, 2026. The price-to-sales ratio is 0.54, and the price-to-book ratio stands at 0.67.
| PS Ratio | 0.54 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.69 |
| P/FCF Ratio | -19.15 |
| P/OCF Ratio | -23.02 |
As of June 30, 2026, PRA Group, Inc. trades at an EV/EBITDA multiple of 55.54 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.19 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 64.38 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 3.75B versus a market cap of 617.43M, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 3.19 |
| EV / EBITDA | 55.54 |
| EV / EBIT | 64.38 |
As of June 30, 2026, PRA Group, Inc. maintains a current ratio of 18.85, meaning it holds 18.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 340.56, indicating elevated leverage, while an interest coverage ratio of 0.67 demonstrates limited ability to service its debt obligations.
| Current Ratio | 18.85 |
| Quick Ratio | 18.85 |
| Debt / Equity | 340.56 |
| Debt / EBITDA | 49.11 |
| Interest Coverage | 0.67 |
Over the twelve months ended June 30, 2026, PRA Group, Inc. posted a negative return on equity (ROE) of -22.25, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -4.97, reflecting losses generated across the asset base. The company generates approximately 429,162.78 in revenue per employee across its workforce of 2,740.00, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | -22.25 |
| Return on Assets (ROA) | -4.97 |
| Revenue Per Employee | 429,162.78 |
| Employee Count | 2,740.00 |
Over the twelve months ended June 30, 2026, PRA Group, Inc. recorded 57.03M in income tax expense. The company reported a pretax loss of -165.33M and -232.00M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.
| Income Tax | 57.03M |
As of the close on October 22, 2026, PRA Group, Inc.'s stock has gained approximately 46.72% over the past 52 weeks. The 50-day moving average sits at 17.21, while the 200-day moving average is 15.15.
| 52-Week Price Change | 46.72% |
| 50-Day Moving Average | 17.21 |
| 200-Day Moving Average | 15.15 |
Over the twelve months ended June 30, 2026, PRA Group, Inc. generated 1.18B in revenue and converted that into -232.00M in net income, yielding earnings per share of -5.75. EBITDA reached 67.55M, while operating income came in at 303.72M.
| Revenue | 1.18B |
| Gross Profit | 796.79M |
| Operating Income | 303.72M |
| Pretax Income | -165.33M |
| Net Income | -232.00M |
| EBITDA | 67.55M |
| EBIT | 58.27M |
| Earnings Per Share (EPS) | -5.75 |
As of June 30, 2026, PRA Group, Inc. holds 242.06M in cash and equivalents against 3.32B in total debt, resulting in a net debt position of 3.17B. Total book value stands at 915.10M, with working capital of 4.16B providing operational flexibility.
| Cash & Cash Equivalents | 242.06M |
| Total Debt | 3.32B |
| Net Debt | 3.17B |
| Equity (Book Value) | 915.10M |
| Book Value Per Share | 24.31 |
| Working Capital | 4.16B |
PRA Group, Inc. produced -27.48M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -5.65M in capital expenditures, free cash flow totaled -33.13M - equivalent to -0.86 per share.
| Operating Cash Flow | -27.48M |
| Capital Expenditures | -5.65M |
| Free Cash Flow | -33.13M |
| FCF Per Share | -0.86 |
Over the twelve months ended June 30, 2026, PRA Group, Inc. posted a gross margin of 67.76, reflecting its pricing power and cost economics. The operating margin of 25.83 and net profit margin of -19.73 provide insight into operational efficiency.
| Gross Margin | 67.76 |
| Operating Margin | 25.83 |
| Pretax Margin | -14.06 |
| Profit Margin | -19.73 |
| EBITDA Margin | 5.74 |
These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -5.22: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -9.24, meaning PRA Group, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.
| Shareholder Yield | -9.24 |
| FCF Yield | -5.22 |
PRA Group, Inc.'s most recent stock split took place on August 2, 2013 with a 1:3 split ratio.
| Last Split Date | 8/2/2013 |
| Split Ratio | 1:3 |
As of June 30, 2026, PRA Group, Inc. has an Altman Z-Score of 2.03, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 2.03 |