Flagstar Bank, N.A.

As of June 30, 2026, Flagstar Bank, National Association carries a market capitalization of 5.45B, placing it among publicly traded companies globally. Its enterprise value stands at 10.99B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Flagstar Bank, National Association's next confirmed earnings release is scheduled for October 23, 2026.

As of June 30, 2026, Flagstar Bank, National Association has 417.02M shares outstanding.

As of June 30, 2026, Flagstar Bank, National Association trades at a trailing price-to-earnings ratio of 413.88. The price-to-sales ratio is 2.97, and the price-to-book ratio stands at 0.81.

These figures are as of June 30, 2026. The EV/Sales ratio of 6.01 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Flagstar Bank, National Association trades at an EV/FCF ratio of 118.44, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 10.99B versus a market cap of 5.45B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Flagstar Bank, National Association posted a return on equity (ROE) of 0.20, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.05, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 0.24, useful for judging operating efficiency across full business cycles. The company generates approximately 306,351.34 in revenue per employee across its workforce of 5,971.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Flagstar Bank, National Association recorded 31.51M in income tax expense. That works out to an effective tax rate of 42.86, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 73.53M, leaving 42.01M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Flagstar Bank, National Association's stock has gained approximately 3.10% over the past 52 weeks. The 50-day moving average sits at 10.95, while the 200-day moving average is 11.69.

Over the twelve months ended June 30, 2026, Flagstar Bank, National Association generated 1.83B in revenue and converted that into 42.01M in net income, yielding earnings per share of 0.09.

As of June 30, 2026, Flagstar Bank, National Association holds 4.47B in cash and equivalents against 9.57B in total debt, resulting in a net debt position of 5.10B.

Flagstar Bank, National Association produced 141.80M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -49.02M in capital expenditures, free cash flow totaled 92.78M - equivalent to 0.22 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Flagstar Bank, National Association paid dividends of 0.10 per share. The dividend payout ratio of 106.67 exceeds 100%, meaning the company is distributing more than it earns and funding the dividend from cash reserves, asset sales, or borrowing, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 1.57, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 72.88, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Flagstar Bank, National Association shareholders.

Flagstar Bank, National Association's most recent stock split took place on July 12, 2024 with a 3:1 split ratio.