ACI Worldwide, Inc.

ACI Worldwide, Inc.

50.00
EUR
+1.80
(+3.73%)
1.92EPS
22.70P/E
4.43BMarket Cap
Oct 29Next Earn

Total Valuation

EUR

As of June 30, 2026, ACI Worldwide, Inc. carries a market capitalization of 4.43B, placing it among publicly traded companies globally. Its enterprise value stands at 5.03B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap4.43B
Enterprise Value5.03B

Important Dates

ACI Worldwide, Inc.'s next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, ACI Worldwide, Inc. has 101.22M shares outstanding.

Shares Outstanding101.22M

Valuation Ratios

As of June 30, 2026, ACI Worldwide, Inc. trades at a trailing price-to-earnings ratio of 22.70. The price-to-sales ratio is 2.81, and the price-to-book ratio stands at 3.38.

PE Ratio22.70
PS Ratio2.81
PB Ratio3.38
P/TBV Ratio82.08
P/FCF Ratio18.09
P/OCF Ratio15.53

Enterprise Valuation

As of June 30, 2026, ACI Worldwide, Inc. trades at an EV/EBITDA multiple of 12.88 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.16 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 16.97 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. ACI Worldwide, Inc. trades at an EV/FCF ratio of 17.76, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 5.03B versus a market cap of 4.43B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.16
EV / EBITDA12.88
EV / EBIT16.97
EV / FCF17.76

Financial Position

As of June 30, 2026, ACI Worldwide, Inc. maintains a current ratio of 1.58, meaning it holds 1.6x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 56.75, indicating elevated leverage, while an interest coverage ratio of 8.45 demonstrates adequate ability to service its debt obligations.

Current Ratio1.58
Quick Ratio0.87
Debt / Equity56.75
Debt / EBITDA1.90
Interest Coverage8.45

Financial Efficiency

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Over the twelve months ended June 30, 2026, ACI Worldwide, Inc. posted a return on equity (ROE) of 15.62, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 10.66 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 7.24, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 11.33, useful for judging operating efficiency across full business cycles. The company generates approximately 535,831.38 in revenue per employee across its workforce of 2,973.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)15.62
Return on Assets (ROA)7.24
Return on Invested Capital (ROIC)10.66
Return on Capital Employed (ROCE)11.33
Revenue Per Employee535,831.38
Employee Count2,973.25

Taxes

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Over the twelve months ended June 30, 2026, ACI Worldwide, Inc. recorded 70.74M in income tax expense. That works out to an effective tax rate of 26.37, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 268.29M, leaving 197.55M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax70.74M
Effective Tax Rate26.37

Stock Price Statistics

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As of the close on October 22, 2026, ACI Worldwide, Inc.'s stock has gained approximately 17.37% over the past 52 weeks. The 50-day moving average sits at 45.16, while the 200-day moving average is 40.70.

52-Week Price Change17.37%
50-Day Moving Average45.16
200-Day Moving Average40.70

Income Statement

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Over the twelve months ended June 30, 2026, ACI Worldwide, Inc. generated 1.59B in revenue and converted that into 197.55M in net income, yielding earnings per share of 1.92. EBITDA reached 390.71M, while operating income came in at 296.45M.

Revenue1.59B
Gross Profit781.95M
Operating Income296.45M
Pretax Income268.29M
Net Income197.55M
EBITDA390.71M
EBIT296.45M
Earnings Per Share (EPS)1.92

Balance Sheet

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As of June 30, 2026, ACI Worldwide, Inc. holds 146.52M in cash and equivalents against 743.54M in total debt, resulting in a net debt position of 573.13M. Total book value stands at 1.31B, with working capital of 368.51M providing operational flexibility.

Cash & Cash Equivalents146.52M
Total Debt743.54M
Net Debt573.13M
Equity (Book Value)1.31B
Book Value Per Share12.94
Working Capital368.51M

Cash Flow

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ACI Worldwide, Inc. produced 288.72M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -39.48M in capital expenditures, free cash flow totaled 249.23M - equivalent to 2.43 per share.

Operating Cash Flow288.72M
Capital Expenditures-39.48M
Free Cash Flow249.23M
FCF Per Share2.43

Margins

Over the twelve months ended June 30, 2026, ACI Worldwide, Inc. posted a gross margin of 49.08, reflecting its pricing power and cost economics. The operating margin of 18.61 and net profit margin of 12.40 provide insight into operational efficiency.

Gross Margin49.08
Operating Margin18.61
Pretax Margin16.84
Profit Margin12.40
EBITDA Margin24.52

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 5.53, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 6.78, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to ACI Worldwide, Inc. shareholders.

Shareholder Yield6.78
FCF Yield5.53

Stock Splits

ACI Worldwide, Inc.'s most recent stock split took place on July 11, 2014 with a 1:3 split ratio.

Last Split Date7/11/2014
Split Ratio1:3

Scores

As of June 30, 2026, ACI Worldwide, Inc. has an Altman Z-Score of 5.57, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score5.57