Better Home & Finance Holding Company

Better Home & Finance Holding Company

15.08
EUR
+1.42
(+10.40%)
-8.44EPS
319.44MMarket Cap
Nov 18Next Earn

Total Valuation

EUR

As of June 30, 2026, Better Home & Finance Holding Company Class A carries a market capitalization of 319.44M, placing it among publicly traded companies globally. Its enterprise value stands at 805.64M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap319.44M
Enterprise Value805.64M

Important Dates

Better Home & Finance Holding Company Class A's next confirmed earnings release is scheduled for November 18, 2026.

Earnings Date11/18/2026

Share Statistics

As of June 30, 2026, Better Home & Finance Holding Company Class A has 13.24M shares outstanding.

Shares Outstanding13.24M

Valuation Ratios

These figures are as of June 30, 2026. The price-to-sales ratio is 1.94, and the price-to-book ratio stands at 6.30.

PS Ratio1.94
PB Ratio6.30
P/TBV Ratio12.40
P/FCF Ratio-2.93
P/OCF Ratio-2.95

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.91 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 805.64M versus a market cap of 319.44M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.91

Financial Position

As of June 30, 2026, Better Home & Finance Holding Company Class A maintains a current ratio of 1.18, meaning it holds 1.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 1,136.01, indicating moderate leverage, while an interest coverage ratio of -20.68 demonstrates limited ability to service its debt obligations.

Current Ratio1.18
Quick Ratio0.50
Debt / Equity1,136.01
Debt / EBITDA-4.84
Interest Coverage-20.68

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company Class A posted a negative return on equity (ROE) of -267.67, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -12.97, reflecting losses generated across the asset base. The company generates approximately 157,398.90 in revenue per employee across its workforce of 1,309.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)-267.67
Return on Assets (ROA)-12.97
Revenue Per Employee157,398.90
Employee Count1,309.25

Taxes

EUR

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company Class A recorded an income tax benefit of -1.48M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. The company reported a pretax loss of -141.40M and -157.51M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

Income Tax-1.48M

Stock Price Statistics

EUR

As of the close on October 22, 2026, Better Home & Finance Holding Company Class A's stock has declined approximately 73.31% over the past 52 weeks. The 50-day moving average sits at 10.55, while the 200-day moving average is 21.87.

52-Week Price Change-73.31%
50-Day Moving Average10.55
200-Day Moving Average21.87

Income Statement

EUR

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company Class A generated 206.07M in revenue and converted that into -157.51M in net income, yielding earnings per share of -8.44. EBITDA reached -118.93M, while operating income came in at -130.30M.

Revenue206.07M
Gross Profit-20.63M
Operating Income-130.30M
Pretax Income-141.40M
Net Income-157.51M
EBITDA-118.93M
EBIT-130.30M
Earnings Per Share (EPS)-8.44

Balance Sheet

EUR

As of June 30, 2026, Better Home & Finance Holding Company Class A holds 89.50M in cash and equivalents against 575.70M in total debt, resulting in a net debt position of 482.19M. Total book value stands at 50.68M, with working capital of 202.59M providing operational flexibility.

Cash & Cash Equivalents89.50M
Total Debt575.70M
Net Debt482.19M
Equity (Book Value)50.68M
Book Value Per Share3.83
Working Capital202.59M

Cash Flow

EUR

Better Home & Finance Holding Company Class A produced -135.76M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -922,566.20 in capital expenditures, free cash flow totaled -136.68M - equivalent to -8.24 per share.

Operating Cash Flow-135.76M
Capital Expenditures-922,566.20
Free Cash Flow-136.68M
FCF Per Share-8.24

Margins

Over the twelve months ended June 30, 2026, Better Home & Finance Holding Company Class A posted a gross margin of -10.01, reflecting its pricing power and cost economics. The operating margin of -63.23 and net profit margin of -76.43 provide insight into operational efficiency.

Gross Margin-10.01
Operating Margin-63.23
Pretax Margin-68.62
Profit Margin-76.43
EBITDA Margin-57.71

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -34.18: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -125.47, meaning Better Home & Finance Holding Company Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-125.47
FCF Yield-34.18

Stock Splits

Better Home & Finance Holding Company Class A's most recent stock split took place on August 19, 2024 with a 50:1 split ratio.

Last Split Date8/19/2024
Split Ratio50:1

Scores

As of June 30, 2026, Better Home & Finance Holding Company Class A has an Altman Z-Score of -1.85, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score-1.85