Western Union Company (The)

As of June 30, 2026, Western Union Company carries a market capitalization of 2.10B, placing it among publicly traded companies globally. Its enterprise value stands at 2.02B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Western Union Company's next confirmed earnings release is scheduled for November 4, 2026.

As of June 30, 2026, Western Union Company has 311.80M shares outstanding.

As of June 30, 2026, Western Union Company trades at a trailing price-to-earnings ratio of 6.18. The price-to-sales ratio is 0.61, and the price-to-book ratio stands at 2.63.

As of June 30, 2026, Western Union Company trades at an EV/EBITDA multiple of 2.81 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 0.57 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 3.59 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Western Union Company trades at an EV/FCF ratio of 3.87, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 2.02B versus a market cap of 2.10B, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, Western Union Company maintains a current ratio of 1.05, meaning it holds 1.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 294.87, indicating elevated leverage, while an interest coverage ratio of 5.50 demonstrates adequate ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Western Union Company posted a return on equity (ROE) of 43.97, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 13.74 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 4.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 14.15, useful for judging operating efficiency across full business cycles. The company generates approximately 372,928.61 in revenue per employee across its workforce of 9,475.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Western Union Company recorded 95.23M in income tax expense. That works out to an effective tax rate of 21.58, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 441.33M, leaving 346.09M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Western Union Company's stock has declined approximately 17.89% over the past 52 weeks. The 50-day moving average sits at 5.79, while the 200-day moving average is 7.02.

Over the twelve months ended June 30, 2026, Western Union Company generated 3.53B in revenue and converted that into 346.09M in net income, yielding earnings per share of 1.09. EBITDA reached 719.15M, while operating income came in at 562.21M.

As of June 30, 2026, Western Union Company holds 2.44B in cash and equivalents against 2.36B in total debt, resulting in a net debt position of 1.17B. Total book value stands at 800.64M, with working capital of 179.26M providing operational flexibility.

Western Union Company produced 533.67M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -114.40M in capital expenditures, free cash flow totaled 419.27M - equivalent to 1.32 per share.

Over the twelve months ended June 30, 2026, Western Union Company posted a gross margin of 35.09, reflecting its pricing power and cost economics. The operating margin of 15.91 and net profit margin of 9.79 provide insight into operational efficiency.

Over the twelve months ended June 30, 2026, Western Union Company paid dividends of 0.84 per share. The dividend payout ratio of 76.56 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 19.53, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 19.70, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Western Union Company shareholders.

As of June 30, 2026, Western Union Company has an Altman Z-Score of 1.36, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.