Columbia Financial, Inc.

Columbia Financial, Inc.

9.58
EUR
+0.10
(+1.05%)
0.22EPS
Oct 28Next Earn

Important Dates

Columbia Financial Inc's next confirmed earnings release is scheduled for October 28, 2026.

Earnings Date10/28/2026

Share Statistics

As of March 31, 2026, Columbia Financial Inc has 229.11M shares outstanding.

Shares Outstanding229.11M

Financial Position

These figures are as of March 31, 2026.

Debt / Equity105.94

Financial Efficiency

EUR

Over the twelve months ended March 31, 2026, Columbia Financial Inc posted a return on equity (ROE) of 4.92, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.52, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.42, useful for judging operating efficiency across full business cycles. The company generates approximately 297,898.94 in revenue per employee across its workforce of 775.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)4.92
Return on Assets (ROA)0.52
Return on Capital Employed (ROCE)2.42
Revenue Per Employee297,898.94
Employee Count775.50

Taxes

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Over the twelve months ended March 31, 2026, Columbia Financial Inc recorded 16.18M in income tax expense. That works out to an effective tax rate of 25.05, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 64.59M, leaving 48.42M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax16.18M
Effective Tax Rate25.05

Income Statement

EUR

Over the twelve months ended March 31, 2026, Columbia Financial Inc generated 231.02M in revenue and converted that into 48.42M in net income, yielding earnings per share of 0.22.

Revenue231.02M
Pretax Income64.59M
Net Income48.42M
Earnings Per Share (EPS)0.22

Balance Sheet

EUR

As of March 31, 2026, Columbia Financial Inc holds 975.37M in cash and equivalents against 1.08B in total debt, resulting in a net debt position of 836.13M.

Cash & Cash Equivalents975.37M
Total Debt1.08B
Net Debt836.13M
Equity (Book Value)1.02B
Book Value Per Share4.43

Cash Flow

EUR

Columbia Financial Inc produced 63.26M in operating cash flow over the twelve months ended March 31, 2026. After subtracting -7.61M in capital expenditures, free cash flow totaled 55.64M - equivalent to 0.25 per share.

Operating Cash Flow63.26M
Capital Expenditures-7.61M
Free Cash Flow55.64M
FCF Per Share0.25

Margins

These figures cover the twelve months ended March 31, 2026.

Pretax Margin27.96
Profit Margin20.96

Stock Splits

Columbia Financial Inc's most recent stock split took place on July 21, 2026 with a 5:11 split ratio.

Last Split Date7/21/2026
Split Ratio5:11