Columbia Financial Inc's next confirmed earnings release is scheduled for October 28, 2026.
| Earnings Date | 10/28/2026 |
As of March 31, 2026, Columbia Financial Inc has 229.11M shares outstanding.
| Shares Outstanding | 229.11M |
These figures are as of March 31, 2026.
| Debt / Equity | 105.94 |
Over the twelve months ended March 31, 2026, Columbia Financial Inc posted a return on equity (ROE) of 4.92, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.52, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.42, useful for judging operating efficiency across full business cycles. The company generates approximately 297,898.94 in revenue per employee across its workforce of 775.50, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 4.92 |
| Return on Assets (ROA) | 0.52 |
| Return on Capital Employed (ROCE) | 2.42 |
| Revenue Per Employee | 297,898.94 |
| Employee Count | 775.50 |
Over the twelve months ended March 31, 2026, Columbia Financial Inc recorded 16.18M in income tax expense. That works out to an effective tax rate of 25.05, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 64.59M, leaving 48.42M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 16.18M |
| Effective Tax Rate | 25.05 |
Over the twelve months ended March 31, 2026, Columbia Financial Inc generated 231.02M in revenue and converted that into 48.42M in net income, yielding earnings per share of 0.22.
| Revenue | 231.02M |
| Pretax Income | 64.59M |
| Net Income | 48.42M |
| Earnings Per Share (EPS) | 0.22 |
As of March 31, 2026, Columbia Financial Inc holds 975.37M in cash and equivalents against 1.08B in total debt, resulting in a net debt position of 836.13M.
| Cash & Cash Equivalents | 975.37M |
| Total Debt | 1.08B |
| Net Debt | 836.13M |
| Equity (Book Value) | 1.02B |
| Book Value Per Share | 4.43 |
Columbia Financial Inc produced 63.26M in operating cash flow over the twelve months ended March 31, 2026. After subtracting -7.61M in capital expenditures, free cash flow totaled 55.64M - equivalent to 0.25 per share.
| Operating Cash Flow | 63.26M |
| Capital Expenditures | -7.61M |
| Free Cash Flow | 55.64M |
| FCF Per Share | 0.25 |
These figures cover the twelve months ended March 31, 2026.
| Pretax Margin | 27.96 |
| Profit Margin | 20.96 |
Columbia Financial Inc's most recent stock split took place on July 21, 2026 with a 5:11 split ratio.
| Last Split Date | 7/21/2026 |
| Split Ratio | 5:11 |