1. Colombia Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Grupo de Inversiones Suramericana S.A.

Grupo de Inversiones Suramericana S.A.

GIVSY
Grupo de Inversiones Suramericana S.A.US flagOther OTC
19.72
USD
- -
- -
4.30BMarket Cap
Grupo de Inversiones Suramericana S.A.
GIVSY
(Other OTC)

Recent

price

19.72

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6,131.48
5,309.72
20,598.94
25,126.98
36,773.94
55,381.27
72,787.66
77,137.75
76,029.49
85,902.71
88,064.33
103,117.87
134,748.6
116,401.18
131,175.39
166,410.11
269,316.58
Revenue per Share
2,928.03
154.26
2,402.92
679.28
732.87
4,707.9
6,159.27
5,356.73
5,043.86
6,504.97
959.95
5,715.59
8,513.83
5,456
26,564.68
11,236.4
15,362.27
Basic EPS, GAAP
2,794.43
-24,517.41
2,997.17
-875.45
12,140.19
15,311.46
13,596.91
-7,245.66
-30,547.6
9,247.28
6,269.01
6,500.56
34,853.66
665.84
19,916.55
22,775.4
30,608.65
Free Cash Flow per Basic Share
675.23
495.21
829.56
1,204.77
212.82
317.21
1,656.42
1,906.36
1,411.98
1,344.17
1,551.69
1,483.46
1,832.71
2,371.43
2,953.37
3,690.88
5,745.54
Dividend per Share
2,808.85
1,388.67
3,240.01
44,147.7
45,861.85
57,425.72
59,077.4
61,066.69
62,928.47
64,418.11
60,141.38
63,919.66
59,368.98
50,692.18
72,706.9
52,983.04
62,629.11
Book Value per Share
77,365.98
59,279.62
59,431.82
57,714.81
64,067.58
80,091.25
75,110.83
72,170.57
75,492.45
87,465.55
77,765.65
88,686.72
108,625.04
84,658.09
88,522.8
83,753.27
129,174.36
Tangible Book Value per Share
235
239
288
288
288
235
235
235
235
235
235
235
233
282
229
164
102
Basic Weighted Avg Shares
1,437,947
1,268,754
5,926,030
7,228,683
10,579,351
12,987,940
17,070,063
18,090,240
17,830,331
20,145,786
20,652,725
24,183,062
31,444,981
32,846,254
29,993,075
27,266,788
27,573,012
Sales/Revenue/Turnover
58.83
30.02
14.82
18.32
14.05
8.51
3.69
3.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
17,402
23,662
242,299
235,131
260,911
347,216
1,627,729
540,015
448,465
503,769
524,165
543,424
541,133
598,406
543,834
570,383
572,391
Depreciation Expense
686,677
36,861
691,288
195,419
210,836
1,104,091
1,444,463
1,256,254
1,182,880
1,525,537
225,125
1,408,560
2,074,996
1,539,582
6,073,978
1,841,118
1,830,735
Net Income, GAAP
2.73
6.71
16.62
25.62
22.91
30.08
21.31
26.07
16.27
28.83
56.95
23.62
14.43
43.82
17.31
39.24
39.48
Effective Tax Rate (%)
47.75
2.91
11.67
2.7
1.99
8.5
8.46
6.94
6.63
7.57
1.09
5.82
6.6
4.69
20.25
6.75
6.64
Profit Margin (%)
-376,699
-6,224,470
-12,427,294
-14,589,314
-2,074,229
-2,302,627
-4,163,711
-3,430,421
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
483,652
982,513
2,031,962
2,769,270
3,753,964
5,769,618
8,885,554
9,839,519
7,948,471
8,307,028
9,296,773
9,025,464
9,768,057
7,781,394
6,500,679
6,206,745
11,586,872
LT Debt
18,144,057
19,826,127
23,293,652
22,619,496
24,957,605
26,062,600
25,395,827
26,226,561
26,900,912
28,091,002
25,895,858
28,611,820
35,781,822
32,435,238
28,596,186
21,568,061
20,731,878
Total Equity
4.81
1.7
2.93
3.73
4.17
2.51
1.48
1.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
48.67
-5.7
10.83
-4.21
-5.3
5.06
6.8
5.87
5.98
7.21
1.71
7.62
10.49
7.12
28.13
10.58
11.51
Return on Capital (%)
127.82
7.44
109.39
2.87
1.63
8.28
10.57
8.92
8.14
10.22
1.54
9.21
13.78
10.94
39.28
14.55
18.34
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
554,942
307,204
233,800
LT Borrowings
10,729,923
5,802,786
11,188,801
LT Finance Leases
415,219
403,959
398,071
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
328
328
328
Market Capitalization
9,422,743
9,067,168
7,450,042

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,896,942
3,471,437
3,654,664
Accounts Receivable, Net
1,718,991
3,398,715
3,470,749
Inventories
31,988
42,126
36,244
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
554,942
307,204
233,800
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-1.03%
-2.04%
-24.58%
Free Cash Flow
263.98%
529.04%
-18.05%
Net Income, GAAP
72.77%
154.4%
-69.69%
Sales/Revenue/Turnover
8.53%
6.76%
-9.09%
Total Cash Common Dividend
50.78%
17.16%
-10.44%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,437,539
8,862,908
7,713,750
3,612,418
29,993,075
2025
6,439,484
7,844,718
8,166,818
4,432,323
27,266,788
2026
7,129,153
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
19,974
1,467.17
3,338.06
- -
26,564.68
2025
2,606.73
4,966.41
14,926.82
- -
11,236.4
2026
3,022.9
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
378.25
1,284
388.78
- -
2,953.37
2025
976.97
1,042.79
1,776.75
- -
3,690.88
2026
1,465.71
- -
- -
- -
- -
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Business
Grupo de Inversiones Suramericana S.A. (Grupo SURA) is a Latin American investment holding company focused on managing a diversified portfolio with a primary emphasis on financial services; it operates as the holding entity of the SURA-Bancolombia Financial Conglomerate and invests in insurance, pensions and savings, asset management, and universal banking through key subsidiaries including Suramericana, SURA Asset Management, and Grupo Cibest (parent of Bancolombia). The company offers pension funds, voluntary savings plans, investment and asset management services; life, non-life, health insurance, reinsurance, and pension annuities; risk management and securities brokerage; healthcare services including medical, paramedical, dental care, clinical labs, and imaging; telecommunications outsourcing, data processing, vehicle inspection and repair; trust operations, mutual funds management, software development, real estate activities, and leasing services. Founded in 1945 and headquartered in Medellín, Colombia, Grupo SURA maintains operations across 10-11 countries in Latin America, including Colombia, Chile, Mexico, Brazil, Peru, Uruguay, Panama, Dominican Republic, El Salvador, and Argentina, as well as the United States, Luxembourg, and Bermuda, serving nearly 80 million clients primarily in financial services, industrial, and complementary sectors targeting individuals, corporations, and institutions. In recent developments, Grupo SURA completed a major partial spin-off by absorption with Grupo Argos and Cementos Argos in July 2025, simplifying its ownership structure, expanding its shareholder base to over 41,000, and refocusing its portfolio exclusively on financial services with core holdings in Suramericana (fourth-largest Latin American insurer by premiums at COP 19.7 trillion), SURA Asset Management (leading regional pension and asset manager with COP 734 trillion in assets under management), and Grupo Cibest/Bancolombia (COP 364 trillion in assets); this transaction, announced in December 2024, drove a 54% gain in ordinary shares and 76% in preferred shares, generating COP 7.5 trillion in shareholder value. The company also finalized a share purchase agreement with Grupo Bolivar in early 2025 for select stakes and secured a US$500 million club deal facility in May 2024, led by Bladex, BBVA, Itaú, Banco General, and Citibank, to finance its public tender offer for remaining shares in Grupo Nutresa, which was subsequently divested to streamline operations. These moves affirm Grupo SURA's strategic shift toward sustainable profitability in financial services amid international capital market dynamics, with shares resuming trading on the Colombian Stock Exchange and gaining inclusion in MSCI Global Small Cap and FTSE4GOOD indexes.