- Business
- GMO Payment Gateway, Inc. (TSE Prime: 3769; OTC: GMYTF) provides comprehensive payment processing and financial services to merchants, supporting online and offline transactions with an annual processing volume exceeding 21 trillion yen across more than 150,000 clients including e-commerce operators, NHK, and public institutions such as the National Tax Agency. The company offers core products and services encompassing online payments including pay-as-you-go, recurring billing, and Z.com Payment for overseas markets; offline payment solutions; Buy Now Pay Later (BNPL) options; finance-related services such as deferred payments, money transfers, transaction lending, overseas lending, and early deposits; BaaS support for financial institutions and enterprises; payment activation and marketing support; and strategic investments in leading FinTech firms. Founded in March 1995 and headquartered in Shibuya-ku, Tokyo, with additional offices in Osaka and Fukuoka, GMO Payment Gateway operates primarily in Japan while maintaining subsidiaries and affiliates in Singapore, Hong Kong, Thailand, the United States, India, and elsewhere to facilitate global expansion for Japanese merchants and cross-border payments. Principal subsidiaries include GMO Epsilon, Inc., GMO Payment Service, Inc., GMO Financial Gate, Inc., GMO Card System Co., Ltd., and GMO Enpay, Inc., with major shareholders comprising GMO Internet Group, Inc., Sumitomo Mitsui Banking Corporation, and executives including President Issei Ainoura. Recent developments feature the full consolidation of enpay Inc. as a subsidiary in January 2025 to enhance synergies in childcare and education payment collections following prior business and capital alliances; an expanded strategic partnership with Citcon in August 2025 building on earlier investments to integrate Japanese payment methods for merchants in the US, Canada, UK, and China while enabling Japanese firms to access global solutions; strong fiscal year 2025 growth with revenue increases and a proposed dividend hike amid business expansion; and ongoing advancements in fraud prevention, data analytics, and cashless DX initiatives.