Bank Handlowy w Warszawie S.A.

Bank Handlowy w Warszawie S.A.

119.00
PLN
-2.40
(-1.98%)
11.90EPS
8.98P/E
15.91BMarket Cap
Nov 05Next Earn

Total Valuation

PLN

As of June 30, 2026, Bank Handlowy w Warszawie S.A. carries a market capitalization of 15.91B, placing it among publicly traded companies globally. Its enterprise value stands at 15.28B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap15.91B
Enterprise Value15.28B

Important Dates

Bank Handlowy w Warszawie S.A.'s next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, Bank Handlowy w Warszawie S.A. has 130.39M shares outstanding.

Shares Outstanding130.39M

Valuation Ratios

As of June 30, 2026, Bank Handlowy w Warszawie S.A. trades at a trailing price-to-earnings ratio of 8.98. The price-to-sales ratio is 4.99, and the price-to-book ratio stands at 1.71.

PE Ratio8.98
PS Ratio4.99
PB Ratio1.71
P/TBV Ratio1.88
P/FCF Ratio2.86
P/OCF Ratio2.86

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.79 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Bank Handlowy w Warszawie S.A. trades at an EV/FCF ratio of 2.74, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 15.28B versus a market cap of 15.91B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.79
EV / FCF2.74

Financial Position

These figures are as of June 30, 2026.

Debt / Equity26.08

Financial Efficiency

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Over the twelve months ended June 30, 2026, Bank Handlowy w Warszawie S.A. posted a return on equity (ROE) of 19.10, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.26, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 16.01, useful for judging operating efficiency across full business cycles. The company generates approximately 1.05M in revenue per employee across its workforce of 3,046.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)19.10
Return on Assets (ROA)2.26
Return on Capital Employed (ROCE)16.01
Revenue Per Employee1.05M
Employee Count3,046.25

Taxes

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Over the twelve months ended June 30, 2026, Bank Handlowy w Warszawie S.A. recorded 508.77M in income tax expense. That works out to an effective tax rate of 24.69, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.06B, leaving 1.77B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax508.77M
Effective Tax Rate24.69

Stock Price Statistics

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As of the close on October 22, 2026, Bank Handlowy w Warszawie S.A.'s stock has gained approximately 11.84% over the past 52 weeks. The 50-day moving average sits at 120.46, while the 200-day moving average is 119.08.

52-Week Price Change11.84%
50-Day Moving Average120.46
200-Day Moving Average119.08

Income Statement

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Over the twelve months ended June 30, 2026, Bank Handlowy w Warszawie S.A. generated 3.19B in revenue and converted that into 1.77B in net income, yielding earnings per share of 11.90.

Revenue3.19B
Pretax Income2.06B
Net Income1.77B
Earnings Per Share (EPS)11.90

Balance Sheet

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As of June 30, 2026, Bank Handlowy w Warszawie S.A. holds 3.06B in cash and equivalents against 2.43B in total debt, resulting in a net debt position of -3.06B.

Cash & Cash Equivalents3.06B
Total Debt2.43B
Net Debt-3.06B
Equity (Book Value)9.32B
Book Value Per Share71.51

Cash Flow

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Bank Handlowy w Warszawie S.A. produced 5.57B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow5.57B
Free Cash Flow5.57B
FCF Per Share42.72

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin64.57
Profit Margin55.53

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 35.01, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 11.73, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Bank Handlowy w Warszawie S.A. shareholders.

Shareholder Yield11.73
FCF Yield35.01