Comarch S.A.

    Comarch S.A.

    GGPW:CMR
    331.00
    PLN
    0.00
    (0.00%)
    44.82P/E

    Share Statistics

    As of December 31, 2024, Comarch S.A. has 8.13M shares outstanding.

    Shares Outstanding8.13M

    Valuation Ratios

    As of December 31, 2024, Comarch S.A. trades at a trailing price-to-earnings ratio of 44.82. The price-to-sales ratio is 1.35, and the price-to-book ratio stands at 2.22.

    PE Ratio44.82
    PS Ratio1.35
    PB Ratio2.22
    P/TBV Ratio2.13
    P/FCF Ratio12.51
    P/OCF Ratio16.45

    Enterprise Valuation

    As of December 31, 2024, Comarch S.A. trades at an EV/EBITDA multiple of 21.86 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 1.15 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 21.86 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Comarch S.A. trades at an EV/FCF ratio of 10.71, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

    EV / Sales1.15
    EV / EBITDA21.86
    EV / EBIT21.86
    EV / FCF10.71

    Financial Position

    As of December 31, 2024, Comarch S.A. maintains a current ratio of 1.89, meaning it holds 1.9x the short-term assets needed to cover near-term liabilities.

    Current Ratio1.89
    Quick Ratio0.78
    Debt / Equity14.08
    Debt / EBITDA1.84

    Financial Efficiency

    Over the twelve months ended December 31, 2024, Comarch S.A. posted a return on equity (ROE) of 4.98, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 3.00 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 2.55, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.25, useful for judging operating efficiency across full business cycles. Inventory turnover of 13.14 indicates how many times Comarch S.A. sells and replaces its inventory over a year, a key working capital efficiency ratio.

    Return on Equity (ROE)4.98
    Return on Assets (ROA)2.55
    Return on Invested Capital (ROIC)3.00
    Return on Capital Employed (ROCE)4.25
    Inventory Turnover13.14

    Taxes

    These figures cover the twelve months ended December 31, 2024. That works out to an effective tax rate of 51.92, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate51.92

    Stock Price Statistics

    PLN

    As of the close on March 11, 2025, Comarch S.A.'s stock has gained approximately 26.82% over the past 52 weeks. The 50-day moving average sits at 331.00, while the 200-day moving average is 314.87.

    52-Week Price Change26.82%
    50-Day Moving Average331.00
    200-Day Moving Average314.87

    Margins

    Over the twelve months ended December 31, 2024, Comarch S.A. posted a gross margin of 24.25, reflecting its pricing power and cost economics. The operating margin of 5.27 and net profit margin of 3.00 provide insight into operational efficiency.

    Gross Margin24.25
    Operating Margin5.27
    Pretax Margin6.24
    Profit Margin3.00
    EBITDA Margin5.27

    Dividends & Yields

    These figures cover the twelve months ended December 31, 2024. Free cash flow yield stands at 7.99, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.70, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Comarch S.A. shareholders.

    Shareholder Yield4.70
    FCF Yield7.99

    Stock Splits

    Comarch S.A.'s most recent stock split took place on September 22, 2000 with a 1:2 split ratio.

    Last Split Date9/22/2000
    Split Ratio1:2

    Scores

    As of December 31, 2024, Comarch S.A. has an Altman Z-Score of 3.85, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score3.85