PKO Bank Polski SA

PKO Bank Polski SA

112.40
PLN
-3.70
(-3.19%)
8.67EPS
11.89P/E
128.93BMarket Cap
Nov 05Next Earn

Total Valuation

PLN

As of June 30, 2026, PKO Bank Polski SA carries a market capitalization of 128.93B, placing it among publicly traded companies globally. Its enterprise value stands at 149.56B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap128.93B
Enterprise Value149.56B

Important Dates

PKO Bank Polski SA's next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, PKO Bank Polski SA has 1.25B shares outstanding.

Shares Outstanding1.25B

Valuation Ratios

As of June 30, 2026, PKO Bank Polski SA trades at a trailing price-to-earnings ratio of 11.89. The price-to-sales ratio is 4.12, and the price-to-book ratio stands at 2.31.

PE Ratio11.89
PS Ratio4.12
PB Ratio2.31
P/TBV Ratio2.49
P/FCF Ratio-146.34
P/OCF Ratio203.03

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.78 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 149.56B versus a market cap of 128.93B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.78

Financial Position

These figures are as of June 30, 2026.

Debt / Equity78.73

Financial Efficiency

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Over the twelve months ended June 30, 2026, PKO Bank Polski SA posted a return on equity (ROE) of 20.10, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.88, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 11.84, useful for judging operating efficiency across full business cycles. The company generates approximately 1.21M in revenue per employee across its workforce of 25,900.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)20.10
Return on Assets (ROA)1.88
Return on Capital Employed (ROCE)11.84
Revenue Per Employee1.21M
Employee Count25,900.25

Taxes

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Over the twelve months ended June 30, 2026, PKO Bank Polski SA recorded 4.39B in income tax expense. That works out to an effective tax rate of 28.80, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 15.23B, leaving 10.84B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax4.39B
Effective Tax Rate28.80

Stock Price Statistics

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As of the close on October 22, 2026, PKO Bank Polski SA's stock has gained approximately 46.85% over the past 52 weeks. The 50-day moving average sits at 117.34, while the 200-day moving average is 102.54.

52-Week Price Change46.85%
50-Day Moving Average117.34
200-Day Moving Average102.54

Income Statement

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Over the twelve months ended June 30, 2026, PKO Bank Polski SA generated 31.31B in revenue and converted that into 10.84B in net income, yielding earnings per share of 8.67.

Revenue31.31B
Pretax Income15.23B
Net Income10.84B
Earnings Per Share (EPS)8.67

Balance Sheet

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As of June 30, 2026, PKO Bank Polski SA holds 23.37B in cash and equivalents against 44.01B in total debt, resulting in a net debt position of -23.37B.

Cash & Cash Equivalents23.37B
Total Debt44.01B
Net Debt-23.37B
Equity (Book Value)55.91B
Book Value Per Share44.73

Cash Flow

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PKO Bank Polski SA produced 635.00M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.52B in capital expenditures, free cash flow totaled -881.00M - equivalent to -0.70 per share.

Operating Cash Flow635.00M
Capital Expenditures-1.52B
Free Cash Flow-881.00M
FCF Per Share-0.70

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin48.64
Profit Margin34.63

Dividends & Yields

Over the twelve months ended June 30, 2026, PKO Bank Polski SA paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -0.68: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -2.08, meaning PKO Bank Polski SA raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-2.08
FCF Yield-0.68

Stock Splits

PKO Bank Polski SA's most recent stock split took place on October 2, 2009 with a 394:427 split ratio.

Last Split Date10/2/2009
Split Ratio394:427