Credit Corp Group Limited

Credit Corp Group Limited's next confirmed earnings release is scheduled for February 2, 2027.

As of June 30, 2026, Credit Corp Group Limited has 68.07M shares outstanding.

As of June 30, 2026, Credit Corp Group Limited maintains a current ratio of 7.19, meaning it holds 7.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 53.76, indicating elevated leverage, while an interest coverage ratio of 5.19 demonstrates adequate ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Credit Corp Group Limited posted a return on equity (ROE) of 11.70, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 9.47 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 7.31, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 9.72, useful for judging operating efficiency across full business cycles. The company generates approximately 159,303.03 in revenue per employee across its workforce of 2,223.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Credit Corp Group Limited recorded 27.09M in income tax expense. That works out to an effective tax rate of 29.77, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 91.00M, leaving 63.91M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Over the twelve months ended June 30, 2026, Credit Corp Group Limited generated 354.13M in revenue and converted that into 63.91M in net income, yielding earnings per share of 0.94. EBITDA reached 119.15M, while operating income came in at 113.17M.

As of June 30, 2026, Credit Corp Group Limited holds 37.26M in cash and equivalents against 297.63M in total debt, resulting in a net debt position of 247.89M. Total book value stands at 553.61M, with working capital of 297.31M providing operational flexibility.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. The operating margin of 31.96 and net profit margin of 18.05 provide insight into operational efficiency.

Over the twelve months ended June 30, 2026, Credit Corp Group Limited paid dividends of 0.41 per share. The dividend payout ratio of 43.85 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.