SoFi Technologies, Inc.

SoFi Technologies, Inc.

12.88
EUR
-0.18
(-1.38%)
0.42EPS
35.67P/E
20.69BMarket Cap
Oct 27Next Earn

Total Valuation

EUR

As of June 30, 2026, SoFi Technologies Inc carries a market capitalization of 20.69B, placing it among publicly traded companies globally. Its enterprise value stands at 17.24B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap20.69B
Enterprise Value17.24B

Important Dates

SoFi Technologies Inc's next confirmed earnings release is scheduled for October 27, 2026.

Earnings Date10/27/2026

Share Statistics

As of June 30, 2026, SoFi Technologies Inc has 1.29B shares outstanding.

Shares Outstanding1.29B

Valuation Ratios

As of June 30, 2026, SoFi Technologies Inc trades at a trailing price-to-earnings ratio of 35.67. The price-to-sales ratio is 5.27, and the price-to-book ratio stands at 2.13.

PE Ratio35.67
PS Ratio5.27
PB Ratio2.13
P/TBV Ratio2.61
P/FCF Ratio-2.80
P/OCF Ratio-2.67

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.57 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 17.24B versus a market cap of 20.69B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.57

Financial Position

These figures are as of June 30, 2026.

Debt / Equity30.74

Financial Efficiency

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Over the twelve months ended June 30, 2026, SoFi Technologies Inc posted a return on equity (ROE) of 7.09, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.01, useful for judging operating efficiency across full business cycles. The company generates approximately 646,999.97 in revenue per employee across its workforce of 5,825.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.09
Return on Assets (ROA)1.25
Return on Capital Employed (ROCE)5.01
Revenue Per Employee646,999.97
Employee Count5,825.00

Taxes

EUR

Over the twelve months ended June 30, 2026, SoFi Technologies Inc recorded 88.83M in income tax expense. That works out to an effective tax rate of 13.76, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 645.75M, leaving 556.92M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax88.83M
Effective Tax Rate13.76

Stock Price Statistics

EUR

As of the close on October 22, 2026, SoFi Technologies Inc's stock has declined approximately 44.13% over the past 52 weeks. The 50-day moving average sits at 14.63, while the 200-day moving average is 15.50.

52-Week Price Change-44.13%
50-Day Moving Average14.63
200-Day Moving Average15.50

Income Statement

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Over the twelve months ended June 30, 2026, SoFi Technologies Inc generated 3.77B in revenue and converted that into 556.92M in net income, yielding earnings per share of 0.42.

Revenue3.77B
Pretax Income645.75M
Net Income556.92M
Earnings Per Share (EPS)0.42

Balance Sheet

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As of June 30, 2026, SoFi Technologies Inc holds 6.44B in cash and equivalents against 2.98B in total debt, resulting in a net debt position of 153.02M.

Cash & Cash Equivalents6.44B
Total Debt2.98B
Net Debt153.02M
Equity (Book Value)9.70B
Book Value Per Share7.51

Cash Flow

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SoFi Technologies Inc produced -7.44B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -254.27M in capital expenditures, free cash flow totaled -7.70B - equivalent to -6.21 per share.

Operating Cash Flow-7.44B
Capital Expenditures-254.27M
Free Cash Flow-7.70B
FCF Per Share-6.21

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin17.13
Profit Margin14.78

Dividends & Yields

Over the twelve months ended June 30, 2026, SoFi Technologies Inc paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -35.77: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -76.72, meaning SoFi Technologies Inc raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-76.72
FCF Yield-35.77