As of June 30, 2026, SoFi Technologies Inc carries a market capitalization of 20.69B, placing it among publicly traded companies globally. Its enterprise value stands at 17.24B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 20.69B |
| Enterprise Value | 17.24B |
SoFi Technologies Inc's next confirmed earnings release is scheduled for October 27, 2026.
| Earnings Date | 10/27/2026 |
As of June 30, 2026, SoFi Technologies Inc has 1.29B shares outstanding.
| Shares Outstanding | 1.29B |
As of June 30, 2026, SoFi Technologies Inc trades at a trailing price-to-earnings ratio of 35.67. The price-to-sales ratio is 5.27, and the price-to-book ratio stands at 2.13.
| PE Ratio | 35.67 |
| PS Ratio | 5.27 |
| PB Ratio | 2.13 |
| P/TBV Ratio | 2.61 |
| P/FCF Ratio | -2.80 |
| P/OCF Ratio | -2.67 |
These figures are as of June 30, 2026. The EV/Sales ratio of 4.57 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 17.24B versus a market cap of 20.69B, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 4.57 |
These figures are as of June 30, 2026.
| Debt / Equity | 30.74 |
Over the twelve months ended June 30, 2026, SoFi Technologies Inc posted a return on equity (ROE) of 7.09, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.01, useful for judging operating efficiency across full business cycles. The company generates approximately 646,999.97 in revenue per employee across its workforce of 5,825.00, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 7.09 |
| Return on Assets (ROA) | 1.25 |
| Return on Capital Employed (ROCE) | 5.01 |
| Revenue Per Employee | 646,999.97 |
| Employee Count | 5,825.00 |
Over the twelve months ended June 30, 2026, SoFi Technologies Inc recorded 88.83M in income tax expense. That works out to an effective tax rate of 13.76, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 645.75M, leaving 556.92M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 88.83M |
| Effective Tax Rate | 13.76 |
As of the close on October 22, 2026, SoFi Technologies Inc's stock has declined approximately 44.13% over the past 52 weeks. The 50-day moving average sits at 14.63, while the 200-day moving average is 15.50.
| 52-Week Price Change | -44.13% |
| 50-Day Moving Average | 14.63 |
| 200-Day Moving Average | 15.50 |
Over the twelve months ended June 30, 2026, SoFi Technologies Inc generated 3.77B in revenue and converted that into 556.92M in net income, yielding earnings per share of 0.42.
| Revenue | 3.77B |
| Pretax Income | 645.75M |
| Net Income | 556.92M |
| Earnings Per Share (EPS) | 0.42 |
As of June 30, 2026, SoFi Technologies Inc holds 6.44B in cash and equivalents against 2.98B in total debt, resulting in a net debt position of 153.02M.
| Cash & Cash Equivalents | 6.44B |
| Total Debt | 2.98B |
| Net Debt | 153.02M |
| Equity (Book Value) | 9.70B |
| Book Value Per Share | 7.51 |
SoFi Technologies Inc produced -7.44B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -254.27M in capital expenditures, free cash flow totaled -7.70B - equivalent to -6.21 per share.
| Operating Cash Flow | -7.44B |
| Capital Expenditures | -254.27M |
| Free Cash Flow | -7.70B |
| FCF Per Share | -6.21 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 17.13 |
| Profit Margin | 14.78 |
Over the twelve months ended June 30, 2026, SoFi Technologies Inc paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -35.77: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -76.72, meaning SoFi Technologies Inc raised more capital through share issuance and new debt than it returned via dividends and buybacks.
| Shareholder Yield | -76.72 |
| FCF Yield | -35.77 |