ProCredit Holding AG

ProCredit Holding AG

8.68
EUR
+0.01
(+0.12%)
1.27EPS
6.36P/E
477.08MMarket Cap
Nov 12Next Earn

Total Valuation

EUR

As of June 30, 2026, ProCredit Holding AG carries a market capitalization of 477.08M, placing it among publicly traded companies globally. Its enterprise value stands at -907.76M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap477.08M
Enterprise Value-907.76M

Important Dates

ProCredit Holding AG's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, ProCredit Holding AG has 58.90M shares outstanding.

Shares Outstanding58.90M

Valuation Ratios

As of June 30, 2026, ProCredit Holding AG trades at a trailing price-to-earnings ratio of 6.36. The price-to-sales ratio is 1.01, and the price-to-book ratio stands at 0.39.

PE Ratio6.36
PS Ratio1.01
PB Ratio0.39
P/TBV Ratio0.40

Financial Position

These figures are as of June 30, 2026.

Debt / Equity36.39

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, ProCredit Holding AG posted a return on equity (ROE) of 6.60, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.66, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.73, useful for judging operating efficiency across full business cycles. The company generates approximately 102,513.82 in revenue per employee across its workforce of 4,614.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)6.60
Return on Assets (ROA)0.66
Return on Capital Employed (ROCE)4.73
Revenue Per Employee102,513.82
Employee Count4,614.50

Taxes

EUR

Over the twelve months ended June 30, 2026, ProCredit Holding AG recorded 25.55M in income tax expense. That works out to an effective tax rate of 25.44, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 100.45M, leaving 74.90M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax25.55M
Effective Tax Rate25.44

Stock Price Statistics

EUR

As of the close on October 22, 2026, ProCredit Holding AG's stock has declined approximately 6.67% over the past 52 weeks. The 50-day moving average sits at 8.60, while the 200-day moving average is 8.26.

52-Week Price Change-6.67%
50-Day Moving Average8.60
200-Day Moving Average8.26

Income Statement

EUR

Over the twelve months ended June 30, 2026, ProCredit Holding AG generated 473.05M in revenue and converted that into 74.90M in net income, yielding earnings per share of 1.27.

Revenue473.05M
Pretax Income100.45M
Net Income74.90M
Earnings Per Share (EPS)1.27

Balance Sheet

EUR

As of June 30, 2026, ProCredit Holding AG holds 1.83B in cash and equivalents against 448.88M in total debt, resulting in a net debt position of -1.83B.

Cash & Cash Equivalents1.83B
Total Debt448.88M
Net Debt-1.83B
Equity (Book Value)1.23B
Book Value Per Share20.94

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin21.24
Profit Margin15.83