Synchrony Financial's next confirmed earnings release is scheduled for January 22, 2027.
| Earnings Date | 1/22/2027 |
As of June 30, 2026, Synchrony Financial has 325.00M shares outstanding.
| Shares Outstanding | 325.00M |
These figures are as of June 30, 2026.
| Debt / Equity | 97.25 |
Over the twelve months ended June 30, 2026, Synchrony Financial posted a return on equity (ROE) of 22.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.90, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.61, useful for judging operating efficiency across full business cycles. The company generates approximately 657,875.48 in revenue per employee across its workforce of 20,000.00, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 22.23 |
| Return on Assets (ROA) | 2.90 |
| Return on Capital Employed (ROCE) | 10.61 |
| Revenue Per Employee | 657,875.48 |
| Employee Count | 20,000.00 |
Over the twelve months ended June 30, 2026, Synchrony Financial recorded 959.33M in income tax expense. That works out to an effective tax rate of 23.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.04B, leaving 3.08B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 959.33M |
| Effective Tax Rate | 23.75 |
These figures are as of the close on October 22, 2026.
| 50-Day Moving Average | 65.67 |
Over the twelve months ended June 30, 2026, Synchrony Financial generated 13.16B in revenue and converted that into 3.08B in net income, yielding earnings per share of 8.75.
| Revenue | 13.16B |
| Pretax Income | 4.04B |
| Net Income | 3.08B |
| Earnings Per Share (EPS) | 8.75 |
As of June 30, 2026, Synchrony Financial holds 16.28B in cash and equivalents against 14.38B in total debt, resulting in a net debt position of 209.20M.
| Cash & Cash Equivalents | 16.28B |
| Total Debt | 14.38B |
| Net Debt | 209.20M |
| Equity (Book Value) | 13.29B |
| Book Value Per Share | 40.89 |
Synchrony Financial produced 8.49B in operating cash flow over the twelve months ended June 30, 2026.
| Operating Cash Flow | 8.49B |
| Free Cash Flow | 8.49B |
| FCF Per Share | 24.38 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 30.69 |
| Profit Margin | 23.40 |
Over the twelve months ended June 30, 2026, Synchrony Financial paid dividends of 1.26 per share. The dividend payout ratio of 12.23 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.
| Dividend Per Share | 1.26 |
| Payout Ratio | 12.23 |