Synchrony Financial

Synchrony Financial

64.96
EUR
-0.12
(-0.18%)
8.75EPS
Jan 22Next Earn

Important Dates

Synchrony Financial's next confirmed earnings release is scheduled for January 22, 2027.

Earnings Date1/22/2027

Share Statistics

As of June 30, 2026, Synchrony Financial has 325.00M shares outstanding.

Shares Outstanding325.00M

Financial Position

These figures are as of June 30, 2026.

Debt / Equity97.25

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Synchrony Financial posted a return on equity (ROE) of 22.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.90, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.61, useful for judging operating efficiency across full business cycles. The company generates approximately 657,875.48 in revenue per employee across its workforce of 20,000.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)22.23
Return on Assets (ROA)2.90
Return on Capital Employed (ROCE)10.61
Revenue Per Employee657,875.48
Employee Count20,000.00

Taxes

EUR

Over the twelve months ended June 30, 2026, Synchrony Financial recorded 959.33M in income tax expense. That works out to an effective tax rate of 23.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.04B, leaving 3.08B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax959.33M
Effective Tax Rate23.75

Stock Price Statistics

EUR

These figures are as of the close on October 22, 2026.

50-Day Moving Average65.67

Income Statement

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Over the twelve months ended June 30, 2026, Synchrony Financial generated 13.16B in revenue and converted that into 3.08B in net income, yielding earnings per share of 8.75.

Revenue13.16B
Pretax Income4.04B
Net Income3.08B
Earnings Per Share (EPS)8.75

Balance Sheet

EUR

As of June 30, 2026, Synchrony Financial holds 16.28B in cash and equivalents against 14.38B in total debt, resulting in a net debt position of 209.20M.

Cash & Cash Equivalents16.28B
Total Debt14.38B
Net Debt209.20M
Equity (Book Value)13.29B
Book Value Per Share40.89

Cash Flow

EUR

Synchrony Financial produced 8.49B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow8.49B
Free Cash Flow8.49B
FCF Per Share24.38

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin30.69
Profit Margin23.40

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, Synchrony Financial paid dividends of 1.26 per share. The dividend payout ratio of 12.23 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.

Dividend Per Share1.26
Payout Ratio12.23