SoFi Technologies, Inc.

SoFi Technologies, Inc.

12.88
EUR
-0.23
(-1.75%)
0.42EPS
Oct 27Next Earn

Important Dates

SoFi Technologies Inc's next confirmed earnings release is scheduled for October 27, 2026.

Earnings Date10/27/2026

Share Statistics

As of June 30, 2026, SoFi Technologies Inc has 1.29B shares outstanding.

Shares Outstanding1.29B

Financial Position

These figures are as of June 30, 2026.

Debt / Equity30.74

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, SoFi Technologies Inc posted a return on equity (ROE) of 7.09, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.01, useful for judging operating efficiency across full business cycles. The company generates approximately 646,999.97 in revenue per employee across its workforce of 5,825.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.09
Return on Assets (ROA)1.25
Return on Capital Employed (ROCE)5.01
Revenue Per Employee646,999.97
Employee Count5,825.00

Taxes

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Over the twelve months ended June 30, 2026, SoFi Technologies Inc recorded 88.83M in income tax expense. That works out to an effective tax rate of 13.76, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 645.75M, leaving 556.92M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax88.83M
Effective Tax Rate13.76

Income Statement

EUR

Over the twelve months ended June 30, 2026, SoFi Technologies Inc generated 3.77B in revenue and converted that into 556.92M in net income, yielding earnings per share of 0.42.

Revenue3.77B
Pretax Income645.75M
Net Income556.92M
Earnings Per Share (EPS)0.42

Balance Sheet

EUR

As of June 30, 2026, SoFi Technologies Inc holds 6.44B in cash and equivalents against 2.98B in total debt, resulting in a net debt position of 153.02M.

Cash & Cash Equivalents6.44B
Total Debt2.98B
Net Debt153.02M
Equity (Book Value)9.70B
Book Value Per Share7.51

Cash Flow

EUR

SoFi Technologies Inc produced -7.44B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -254.27M in capital expenditures, free cash flow totaled -7.70B - equivalent to -6.21 per share.

Operating Cash Flow-7.44B
Capital Expenditures-254.27M
Free Cash Flow-7.70B
FCF Per Share-6.21

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin17.13
Profit Margin14.78