Hypothekarbank Lenzburg AG

Hypothekarbank Lenzburg AG

HBLN.SW
Hypothekarbank Lenzburg AGCH flagSwiss Exchange
4,100.00
CHF
-40.00
- -
294.57MMarket Cap
Hypothekarbank Lenzburg AG
HBLN.SW
(Swiss Exchange)

Recent

price

4,100.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
834.67
982.15
967.72
976.95
957.01
995.83
1,005.97
1,082.26
1,088.01
1,018.71
1,032.85
1,100.72
1,199.08
1,522.05
1,524.89
- -
Revenue per Share
320.81
312
295
297
294.39
295.25
300.38
306.64
289.36
292.33
252.06
254.27
259.41
294.74
284.92
- -
Basic EPS, GAAP
277.97
781.48
710.38
157.67
2,066.47
- -
- -
- -
- -
- -
- -
- -
- -
-182.92
-2,563.02
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
625.01
615.47
605.03
598.34
602.6
607.29
610.17
619.31
557.28
559.06
521.61
525.8
530.39
565.17
545.73
- -
Book Value per Share
4,951.4
5,223.35
5,437.59
5,650.32
5,859.54
6,050.17
6,248.43
6,448.12
6,586.49
6,776.83
6,950.01
7,092.62
7,234.09
7,413.4
8,212.84
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
60
71
70
70
69
72
72
78
78
73
74
79
86
109
109
125
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4
4
4
6
8
6
5
6
9
10
- -
- -
- -
- -
- -
- -
Depreciation Expense
23
22
21
21
21
21
22
22
21
21
18
18
19
21
20
20
Net Income, GAAP
22.82
21.85
18.83
19.07
18.32
16.87
16.33
16.15
16.57
16.24
13.27
15.98
13.91
13.5
10.37
11.22
Effective Tax Rate (%)
38.44
31.77
30.48
30.4
30.76
29.65
29.86
28.33
26.6
28.7
24.4
23.1
21.63
19.36
18.68
16.01
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
834
816
775
716
759
681
790
774
830
798
842
818
852
855
965
1,104
LT Debt
357
376
392
407
422
436
450
464
474
488
498
509
519
532
589
603
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
51.43
50.28
48.4
49.34
49.01
48.81
49.34
49.88
49.19
52.37
46.55
48.57
49.13
53.79
51.3
51.4
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.34%
3.95%
2.34%
Free Cash Flow
- -
- -
-561.75%
Net Income, GAAP
-0.37%
2.24%
-2.08%
Sales/Revenue/Turnover
6.07%
11.39%
14.26%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
109
2024
- -
- -
- -
- -
109
2025
- -
- -
- -
- -
125

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
294.74
2024
- -
- -
- -
- -
284.92
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Hypothekarbank Lenzburg AG operates as a universal bank in Switzerland, providing a comprehensive range of retail and corporate banking products and services including savings accounts such as youth, extra, and capital deposit accounts; current, rent, euro company, and crypto company accounts; safe deposit boxes; real estate financing and mortgages; personal and commercial loans; credit, debit, and travel cards; investment products; pension solutions; asset management; financial planning and consulting; e-banking and mobile banking; instant payments; foreign currency services; and Banking-as-a-Service (BaaS) offerings through HBL Solutions. The bank, founded in 1868 and headquartered in Lenzburg at Bahnhofstrasse 2, primarily serves private customers and companies throughout Switzerland with a focus on mortgage finance, housing construction, commercial, industrial, and residential properties. In recent developments, Hypothekarbank Lenzburg acquired a 9.9% minority stake in Hamburg-based Sutor Bank in January 2025 to expand fintech collaboration and grow BaaS offerings; completed the acquisition of Swiss Bankers Prepaid Services AG in 2024; launched Switzerland's first Open Banking Framework API platform in 2024 for fintech data access; and introduced multibanking services as a first-mover while enhancing digital features like Anlagepro investment savings from 100 CHF, youth accounts, and pillar 3a pensions with gold shares.