Security National Financial Corporation

Security National Financial Corporation

SNFCA
Security National Financial CorporationUS flagNASDAQ Global Market
9.23
USD
-0.32
- -
207.22MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.9
10.19
12.21
12.9
11.43
11.33
11.95
20.02
19.32
15.97
13.08
13.7
13.97
13.82
Basic EPS, GAAP
0.35
0.37
0.58
0.52
0.58
0.88
0.46
2.31
1.61
1.05
0.6
1.19
1.3
1.41
Free Cash Flow per Basic Share
1.52
-0.63
-1.38
1.36
1.79
0.23
-3.27
-5.46
5.7
5.27
2.17
2.24
1.77
2.72
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
2.91
3.12
3.78
4.03
4.4
5.1
5.63
7.77
8.98
9.8
10.15
11.04
11.88
12.14
Tangible Book Value per Share
3.78
3.92
4.45
4.7
5.14
6
7.37
9.31
9.72
11.5
12.37
15.09
16.13
16.87
Basic Weighted Avg Shares
22
22
23
24
24
25
24
24
24
24
24
24
25
25
Sales/Revenue/Turnover
215
225
280
304
277
280
283
481
473
391
319
335
345
342
Operating Margin (%)
4.56
5.55
7.07
6.81
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
5
6
8
10
11
12
17
20
18
9
9
9
2
Net Income, GAAP
8
8
13
12
14
22
11
56
40
26
14
29
32
35
Effective Tax Rate (%)
22.78
40.14
36.46
38.14
- -
17.17
21.88
22.19
23.71
25.27
11.08
22.09
22.36
22.44
Profit Margin (%)
3.52
3.65
4.76
4.01
5.1
7.76
3.85
11.55
8.36
6.57
4.55
8.68
9.31
10.17
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
18
29
41
54
71
54
60
50
90
99
98
96
94
109
Total Equity
88
97
118
133
149
172
197
264
300
293
313
382
410
426
Return on Invested Capital (%)
6.55
5.56
6.06
4.44
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.03
11.15
10.25
6.6
- -
9.51
5.02
14.9
9.41
7.23
4.99
8.89
9.27
9.5
Return on Common Equity (%)
12.63
12.42
17.14
13.41
14
18.66
8.4
34.7
19.43
11.18
5.96
11.26
11.4
12.15

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
4
- -
LT Borrowings
123
94
109
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
214
223
235

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
128
165
190
Accounts Receivable, Net
25
26
26
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
22
30
34
ST Debt
- -
4
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.66%
9.52%
7.45%
Free Cash Flow
-192.35%
-57.79%
-20.06%
Net Income, GAAP
42.52%
0.76%
10.42%
Sales/Revenue/Turnover
4.25%
-5.87%
2.96%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
81
86
89
79
335
2025
83
90
90
83
345
2026
80
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.31
0.3
0.48
- -
1.19
2025
0.26
0.26
0.32
- -
1.3
2026
0.28
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Scott Milton Quist
Full Time Employees
1,186
Sector
Financial Services
Industry
Financial - Mortgages
Address
433 West Ascension Way Salt Lake City UT United States of America 84123
IPO Date
Aug 12, 1987
Business
Security National Financial Corporation Security National Financial Corporation (SNFCA) operates in the life insurance, cemetery and mortuary, and mortgage loan segments. The life insurance segment sells and services selected lines of life insurance including funeral plans and interest-sensitive non-participating whole life, traditional life, accident and health insurance; annuity products comprising single and flexible premium deferred annuities and immediate annuities; and diver's accident insurance policies, marketed through independent agents in 42 states. The cemetery and mortuary segment owns and operates approximately 11 mortuaries and five cemeteries in Utah, one cemetery in California, and one cemetery with four mortuaries in New Mexico, providing pre-need sales of funeral, cemetery, mortuary, and cremation services. The mortgage segment originates, underwrites, and purchases residential and commercial loans for new construction, existing homes, and real estate projects through over 97 retail offices across 26 states. Founded in 1965 and headquartered at 433 W. Ascension Way in Salt Lake City, Utah, the company conducts all operations within the United States, with the mortgage segment generating the majority of revenue. Subsidiaries include Security National Life Insurance Company, a leader in end-of-life insurance products; Memorial Mortuaries & Cemeteries; and Security National Mortgage, alongside entities such as Security National Real Estate Services, Inc. dba Security National Commercial Capital. In recent developments, Security National Financial Corporation reported financial results for the third quarter of 2025 ended September 30, showing after-tax earnings of $7.8 million, a 34% decline from $11.8 million in the prior year, amid higher deferred acquisition cost amortization and increased expenses, offset by gains in mortgage and cemetery segments. The company maintains a focus on conservative financial principles with no major acquisitions, partnerships, or new product launches announced in the last 1-2 years.

Company News

APIChat
  • Security National Financial Corporation Reports Financial Results for the Quarter Ended March 31, 2026

  • Security National Financial Corporation Announces 2026 Q1 Earnings Call

  • Security National Financial (NASDAQ:SNFCA) Shares Pass Above Fifty Day Moving Average – What’s Next?

  • Head to Head Survey: Baldwin Insurance Group (NASDAQ:BWIN) versus Security National Financial (NASDAQ:SNFCA)

  • Gilbert Fuller Sells 10,000 Shares of Security National Financial (NASDAQ:SNFCA) Stock

  • Security National Financial Corporation Reports Financial Results for the Year Ended December 31, 2025

  • Security National Financial Corporation Announces 2025 Earnings Call

  • Security National Financial (NASDAQ:SNFCA) and Manulife Financial (NYSE:MFC) Head to Head Analysis

  • Security National Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2025

  • Security National Financial Corporation Announces Q3 Earnings Call

  • Security National Financial Corporation to Ring NASDAQ Opening Bell

  • Security National Financial Corporation Reports Financial Results for the Quarter Ended June 30, 2025

  • Security National Financial Corporation Announces Q2 Earnings Call

  • Security National Financial Corporation Announces Stock Dividend

  • Security National Financial Corporation set to join Russell 3000® Index

  • Security National Financial Corporation (NASDAQ: SNFCA) Announces Completion of Lending Transaction on Residential Development Loan in Arrowhead Ranch

  • Security National Financial Corporation (SNFCA) Q1 2025 Earnings Call Transcript

  • Security National Financial Corporation Announces Q1 Earnings Call

  • Security National Financial Corporation Mourns the Passing of Esteemed Board Member, Mia Love

  • Security National Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2024