Highlands Bankshares, Inc.
Other OTCTotal Valuation
Highlands Bankshares, Inc. carries a market capitalization of 60.59M, placing it among publicly traded companies globally. Its enterprise value stands at 14.95M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 60.59M |
| Enterprise Value | 14.95M |
Share Statistics
Highlands Bankshares, Inc. currently has 1.34M shares outstanding.
| Shares Outstanding | 1.34M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Highlands Bankshares, Inc. trades at a trailing price-to-earnings ratio of 12.11. The price-to-sales ratio is 2.38, and the price-to-book ratio stands at 0.80.
| PE Ratio | 12.11 |
| PS Ratio | 2.38 |
| PB Ratio | 0.80 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 8.00 |
| P/OCF Ratio | 8.80 |
Enterprise Valuation
On an enterprise value basis, Highlands Bankshares, Inc. trades at an EV/EBITDA multiple of 19.70 and an EV/FCF ratio of 2.54.
| EV / Sales | 0.76 |
| EV / EBITDA | 19.70 |
| EV / EBIT | N/A |
| EV / FCF | 2.54 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 19.69 |
| Debt / EBITDA | 13.82 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.67 |
| Return on Assets (ROA) | 0.95 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Highlands Bankshares, Inc. has paid 1.08M in income taxes, reflecting an effective tax rate of 21.70.
| Income Tax | 1.08M |
| Effective Tax Rate | 21.70 |
Stock Price Statistics
Highlands Bankshares, Inc.'s stock has gained approximately 33.09838% over the past 52 weeks. The 50-day moving average sits at 45.20, while the 200-day moving average is 42.25.
| Beta (5Y) | N/A |
| 52-Week Price Change | 33.09838% |
| 50-Day Moving Average | 45.20 |
| 200-Day Moving Average | 42.25 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Highlands Bankshares, Inc. generated 19.79M in revenue and converted that into 3.89M in net income, yielding earnings per share of 2.91.
| Revenue | 19.79M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 4.97M |
| Net Income | 3.89M |
| EBITDA | 759,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.91 |
Balance Sheet
Highlands Bankshares, Inc. holds 42.62M in cash and equivalents against 10.49M in total debt, resulting in a net debt position of -5.49M.
| Cash & Cash Equivalents | 42.62M |
| Total Debt | 10.49M |
| Net Debt | -5.49M |
| Equity (Book Value) | 59.11M |
| Book Value Per Share | 44.22 |
| Working Capital | N/A |
Cash Flow
Highlands Bankshares, Inc. produced 5.35M in operating cash flow over the past twelve months. After subtracting -535,000.00 in capital expenditures, free cash flow totaled 4.82M - equivalent to 3.60 per share.
| Operating Cash Flow | 5.35M |
| Capital Expenditures | -535,000.00 |
| Free Cash Flow | 4.82M |
| FCF Per Share | 3.60 |
Margins
Highlands Bankshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 25.10 |
| Profit Margin | 19.65 |
| EBITDA Margin | 3.83 |
Dividends & Yields
The company's payout ratio of 56.70 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.65 |
| Dividend Yield | N/A |
| Payout Ratio | 56.70 |
| Shareholder Yield | -8.88 |
| FCF Yield | 12.50 |
Stock Splits
Highlands Bankshares, Inc.'s most recent stock split took place on September 4, 2002 with a 1:3 split ratio.
| Last Split Date | 9/4/2002 |
| Split Ratio | 1:3 |
Scores
Highlands Bankshares, Inc. posts an Altman Z-Score of 0.30, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.30 |