Oma Savings Bank Plc

Oma Savings Bank Plc

17.26
EUR
-0.04
(-0.23%)
1.27EPS
9.05P/E
382.31MMarket Cap
Nov 05Next Earn

Total Valuation

EUR

As of June 30, 2026, Oma Savings Bank Plc carries a market capitalization of 382.31M, placing it among publicly traded companies globally. Its enterprise value stands at 2.09B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap382.31M
Enterprise Value2.09B

Important Dates

Oma Savings Bank Plc's next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, Oma Savings Bank Plc has 33.19M shares outstanding.

Shares Outstanding33.19M

Valuation Ratios

As of June 30, 2026, Oma Savings Bank Plc trades at a trailing price-to-earnings ratio of 9.05. The price-to-sales ratio is 1.82, and the price-to-book ratio stands at 0.61.

PE Ratio9.05
PS Ratio1.82
PB Ratio0.61
P/TBV Ratio0.67
P/FCF Ratio0.98
P/OCF Ratio0.93

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 9.89 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Oma Savings Bank Plc trades at an EV/FCF ratio of 5.32, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 2.09B versus a market cap of 382.31M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales9.89
EV / FCF5.32

Financial Position

These figures are as of June 30, 2026.

Debt / Equity421.69

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Oma Savings Bank Plc posted a return on equity (ROE) of 7.03, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.57, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 1.28, useful for judging operating efficiency across full business cycles. The company generates approximately 335,921.94 in revenue per employee across its workforce of 627.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.03
Return on Assets (ROA)0.57
Return on Capital Employed (ROCE)1.28
Revenue Per Employee335,921.94
Employee Count627.75

Taxes

EUR

Over the twelve months ended June 30, 2026, Oma Savings Bank Plc recorded 10.34M in income tax expense. That works out to an effective tax rate of 19.60, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 52.73M, leaving 42.40M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax10.34M
Effective Tax Rate19.60

Stock Price Statistics

EUR

As of the close on October 22, 2026, Oma Savings Bank Plc's stock has gained approximately 52.74% over the past 52 weeks. The 50-day moving average sits at 17.07, while the 200-day moving average is 13.98.

52-Week Price Change52.74%
50-Day Moving Average17.07
200-Day Moving Average13.98

Income Statement

EUR

Over the twelve months ended June 30, 2026, Oma Savings Bank Plc generated 210.88M in revenue and converted that into 42.40M in net income, yielding earnings per share of 1.27.

Revenue210.88M
Pretax Income52.73M
Net Income42.40M
Earnings Per Share (EPS)1.27

Balance Sheet

EUR

As of June 30, 2026, Oma Savings Bank Plc holds 924.33M in cash and equivalents against 2.63B in total debt, resulting in a net debt position of -924.33M.

Cash & Cash Equivalents924.33M
Total Debt2.63B
Net Debt-924.33M
Equity (Book Value)623.19M
Book Value Per Share18.78

Cash Flow

EUR

Oma Savings Bank Plc produced 413.44M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -21.04M in capital expenditures, free cash flow totaled 392.40M - equivalent to 11.79 per share.

Operating Cash Flow413.44M
Capital Expenditures-21.04M
Free Cash Flow392.40M
FCF Per Share11.79

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin25.01
Profit Margin20.11

Dividends & Yields

Over the twelve months ended June 30, 2026, Oma Savings Bank Plc paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 102.31, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 47.91, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Oma Savings Bank Plc shareholders.

Shareholder Yield47.91
FCF Yield102.31