Hingham Institution for Savings

Hingham Institution for Savings

307.12
USD
-0.23
(-0.07%)
27.90EPS
10.03P/E
621.77MMarket Cap

Total Valuation

USD

As of September 30, 2026, Hingham Institution for Savings carries a market capitalization of 621.77M, placing it among publicly traded companies globally. Its enterprise value stands at 1.67B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap621.77M
Enterprise Value1.67B

Share Statistics

As of September 30, 2026, Hingham Institution for Savings has 2.20M shares outstanding.

Shares Outstanding2.20M

Valuation Ratios

As of September 30, 2026, Hingham Institution for Savings trades at a trailing price-to-earnings ratio of 10.03. The price-to-sales ratio is 5.30, and the price-to-book ratio stands at 1.20.

PE Ratio10.03
PS Ratio5.30
PB Ratio1.20
P/TBV Ratio1.20
P/FCF Ratio18.37
P/OCF Ratio18.03

Enterprise Valuation

These figures are as of September 30, 2026. The EV/Sales ratio of 14.30 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Hingham Institution for Savings trades at an EV/FCF ratio of 49.12, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.67B versus a market cap of 621.77M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales14.30
EV / FCF49.12

Financial Position

These figures are as of September 30, 2026.

Debt / Equity272.64

Financial Efficiency

USD

Over the twelve months ended September 30, 2026, Hingham Institution for Savings posted a return on equity (ROE) of 12.58, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.35, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.15, useful for judging operating efficiency across full business cycles. The company generates approximately 1.26M in revenue per employee across its workforce of 93.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.58
Return on Assets (ROA)1.35
Return on Capital Employed (ROCE)3.15
Revenue Per Employee1.26M
Employee Count93.00

Taxes

USD

Over the twelve months ended September 30, 2026, Hingham Institution for Savings recorded 20.29M in income tax expense. That works out to an effective tax rate of 24.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 81.98M, leaving 61.69M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax20.29M
Effective Tax Rate24.75

Stock Price Statistics

USD

As of the close on November 10, 2026, Hingham Institution for Savings's stock has gained approximately 7.81% over the past 52 weeks. The 50-day moving average sits at 298.76, while the 200-day moving average is 293.46.

52-Week Price Change7.81%
50-Day Moving Average298.76
200-Day Moving Average293.46

Income Statement

USD

Over the twelve months ended September 30, 2026, Hingham Institution for Savings generated 116.82M in revenue and converted that into 61.69M in net income, yielding earnings per share of 27.90.

Revenue116.82M
Pretax Income81.98M
Net Income61.69M
Earnings Per Share (EPS)27.90

Balance Sheet

USD

As of September 30, 2026, Hingham Institution for Savings holds 366.27M in cash and equivalents against 1.42B in total debt, resulting in a net debt position of 1.05B.

Cash & Cash Equivalents366.27M
Total Debt1.42B
Net Debt1.05B
Equity (Book Value)519.12M
Book Value Per Share235.93

Cash Flow

USD

Hingham Institution for Savings produced 34.33M in operating cash flow over the twelve months ended September 30, 2026. After subtracting -309,000.00 in capital expenditures, free cash flow totaled 34.02M - equivalent to 15.53 per share.

Operating Cash Flow34.33M
Capital Expenditures-309,000.00
Free Cash Flow34.02M
FCF Per Share15.53

Margins

These figures cover the twelve months ended September 30, 2026.

Pretax Margin70.17
Profit Margin52.81

Dividends & Yields

USD

Over the twelve months ended September 30, 2026, Hingham Institution for Savings paid dividends of 3.22 per share. The dividend payout ratio of 11.42 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 5.44, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.66, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Hingham Institution for Savings shareholders.

Dividend Per Share3.22
Payout Ratio11.42
Shareholder Yield1.66
FCF Yield5.44

Stock Splits

Hingham Institution for Savings's most recent stock split took place on October 6, 1998 with a 2:3 split ratio.

Last Split Date10/6/1998
Split Ratio2:3